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I would assume not for the simple fact it's not a loan you're terminating. Cell phone companies and the like go by your payment history, not necessarily the fact you might have bad credit as a score may show. Just make sure you pay all final and applicable fees as those CAN hurt your credit if unpaid and sent to collections.

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17y ago
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15y ago

Since cell phones do absolutly nothing to build your credit score, as long as you don't let an outstanding balance go into collections, cancelling your contract will not effect your credit score.

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Q: Does canceling a cell phone contract early but paying the associated fees damage your credit score?
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