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I noticed a long time ago that credit bureaus keep a list of all aliases used by a person. Sometimes they are just incorrectly spelled names submitted from a loan application. Other times they are variations of your name that you may have used.
Example:
File Name: George Walker Bush
Other names used: George Bush, Goorge W. Bush, G. Walker Bush, Walker Bush.
Since they so closely monitor changes and variations of a name, if you inform them and your creditors (who report this info to the credit bureaus almost every 30 days anyway) of your name change, I don't think it would negatively affect your credit file in any way because they are definitely keeping up with changes to your name.
What I wonder about are the incorrectly spelled names submitted from a loan application (finance dept) that makes it look more like a fraudulent name was purposely used.
Wiki User
∙ 14y ago
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If a credit card in husbands name only and has late payments does it affect wifes credit?
No, if the wife is not an authorized user on the credit card then it does not affect the wife's credit report. So the late payment will only be on the husband credit report.
Does wife credit card affect husband?
If a spouse has a credit card in their own name & the other spouse isn't listed on it, bad credit won't affect the second spouse. But, if you both apply for a loan or other credit - the credit bureau will check both parties credit reports.
If you buy a house from someone who has declared bankruptcy how will it affect your credit rating?
==Answer == Not in any way. Your credit rating is only determined by how YOU handle your credit on anything that is in your name.
If a spouse's car gets repossessed after their death does it affect your credit rating?
If your name was on the note, yes.
If you have a credit card only in your name will it affect or show on your husbands credit report?
No, only the owner and authorized users of the credit card will be reported on the credit card company to the credit agencies. If your husband is an authorized user on the credit card then it will show up on his credit report.
Will your credit score affect your child credit score?
No, not unless you fraudulently use your child's identity in obtaining credit in their name.
If a credit card in husbands name only and has late payments does it affect wifes credit?
No, if the wife is not an authorized user on the credit card then it does not affect the wife's credit report. So the late payment will only be on the husband credit report.
Can you get a better credit rating by changing your name?
No credit is established, and pulled using your social security number and most credit reports show all of your alias'
Does getting a auto insurance policy in your name effect your credit score?
No, it does not affect your credit score at all.
What CF is the name for forces where things have to be touching to have an affect?
It is changing force
Does wife credit card affect husband?
If a spouse has a credit card in their own name & the other spouse isn't listed on it, bad credit won't affect the second spouse. But, if you both apply for a loan or other credit - the credit bureau will check both parties credit reports.
What policy involves changing the rate of growth of money supply in circulation in order o affect the cost and availability of credit?
laissez-faire
If someone is renting a house that is NOT in their name and the owner of the house has a lien filed against them how does that affect the renter and their credit?
It would not affect your credit at all because you are merely the tenant and are renting the property. Since you do not own it, and the owner is the person that has the lien filed against them, it will not affect you or your credit.
How do suppliers have an influence on a business?
Suppliers can affect your availability of product based on their inventory or delivery time. Suppliers can affect your costs based on their prices changing, their credit terms, etc. only joking
If you buy a house from someone who has declared bankruptcy how will it affect your credit rating?
==Answer == Not in any way. Your credit rating is only determined by how YOU handle your credit on anything that is in your name.
If your car has your mothers and your name on the title but she is deceased how does this affect you if it is repossessed?
Goes on your credit as a repossession.
What does SYNCB stand for on credit report?
SYNCB is the result of GE Capitol changing their name to Synchrony Bank (SYNCB).
