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Q: Does comprehensive insurance cover damages caused by potholes on the road?
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How is auto liability insurance different from comprehensive insurance?

Liability insurance only covers someone else in the case that you are responsible for damages caused in a collision. Comprehensive coverage will cover a driver that you hit, as well as cover yourself for any damages inflicted during a collision.


What kind of damages does comprehensive auto insurance cover?

Comprehensive auto insurance will cover a driver for car accidents and injury caused by them. It will also cover damage from weather incidents, vandalism and fire, as well as theft.


Will liability insurance cover damage to a person's vehicle caused by someone else?

NO, liability covers damage you do to someone else's property. Comprehensive insurance covers damage to your vehicle by someone else. If you have no comprehensive, then you will need to look to their insurance for recovery of damages.


What does comprehensive car insurance include?

A Comprehensive car insurance policy includes the following: Damages Due to Accidents: If your car will witness any damage due to an accident, nothing to worry about as a comprehensive car insurance policy got you covered. Third Party Losses: In an unfortunate event of third party loss related to person, vehicle or property, your comprehensive policy will take care of the legal and financial liabilities. Car Thefts: In case your car is stolen, your comprehensive car insurance policy will look after the same. Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your comprehensive car insurance policy comes handy. Damages Caused in Fire: If your car catches fire, your comprehensive car policy will pay for the damages.


What is usually covered by a comprehensive motor insurance?

Comprehensive motor insurance usually covers bodily harm or damage caused by an accident. The comprehensive insurance also cover the liability of the car damages in regards to collision coverage. When deciding on collision coverage, it is important to consider the age of the vehicle to determine if comprehensive or full coverage is needed on the vehicle or if collision insurance would be the appropriate choice.


How many accidents are caused by potholes every year?

about 100,000 are caused yearly by potholes


What is comprehensive insurance?

Comprehensive Insurance is a term used for a variety of insurance policies offering a broad protection. In car insurance, it is coverage which pays to repair or replace the policy owner's vehicle and personal property inside of it if it was damaged or lost due to other agents, such as fire, theft, flood, or vandalism. Comprehensive insurance is an element of car insurance that pays for damages to your vehicle caused by anything other than a collision, including vandalism, theft and natural disasters.


Does property insurance cover damages caused by a tree falling on my house?

Definetely you can claim for the damages caused by the tree falling on your house. The Insurance companies cover these damages under the property insurance. Just you have provide the photos of the damaged house aas an evidence to claim your money.


If a friend borrows your car and gets in an accident does your auto insurance cover damages?

Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.


If a car tires blows out causing you to hit a medium sized highway sign will the car damages and sign damages be covered under comprehensive insurance?

Your collision coverage will take care of this. Comprehensive is for things such as theft, acts of god (such as a tree falling on your car), etc. Collision is for well crashes. You incurred a vehicle malfunction which caused you to have an accident, or collision.


You hit a car without car insurance?

If You hot a car and you do not have insurance to cover the damages you Caused. You can still meet your financial responsibility and legal obligations by paying for all the damages you caused yourself out of pocket. This is what the financial responsibility is all about.


Can an insurance company refuse to pay for damages caused by their client if the accident was ruled his fault by the police?

They can, but you can sue the other driver for damages.