I think it may depend on the carrier. In Los Angeles, Progressive insurance still fixed my car even though it was hit by a rental car that was being driven by someone with only a drivers permit and not listed on the rental car policy.
No. Their insurance will cover the damage to their vehicle, though they will not be happy about an unlisted driver being behind the wheel having an accident. If they have no physical damage coverage it will not be repaired or replaced.
I assume that you mean a rented vehicle with an unlisted driver having an accident. If you allow an unlisted driver to operate the vehicle then the person who signed the rental agreement will be responsible for damages because he allowed the unauthorized to drive.
The insurance company will probably deny the claim for material misrepresentation, also known as lying. Companies are standing up to this now and not letting people get by without adding their children to their policies and expect them to be covered by playing dumb.
In a homeowners policy it would be unlisted personal property UPP
If you have Comprehensive coverage on your Auto Insurance Policy then you will be covered. A police report can be made at any time after the accident. Bare in mind that the most frequent fraudulent auto property claims are usually reported as having taken place in a parking lot with no witnesses while a household driver check reveals unlisted drivers. Insurance companies have learned that an insured is less likely to file a fraudulent insurance claim if they know that in doing so they will also have to file a fraudulent accident report with the police. If your insurer denied the claim it may be because they didn't believe you or it may be that your Insurance Policy contract requires the report be made. Many Insurers are now requesting police reports in a loss situation.
My phone number is unlisted.
unlisted means private.... everyone cannot see your mix... if it's not unlisted then everybody can see it as your mix.
Unlisted powers of congress
Listed or unlisted on what? If the phone book, they can become unlisted. If the registry that the state they incorporated in maintains, they will always be listed.
Certainly. If the other party was at fault and it is stated so on the accident report, they will pay for the damages and for you to rent a vehicle while yours is being repaired. I will caution you that you shouldn't allow drivers that are not listed on your insurance to drive your vehicle. While this will not cause a problem in a case where someone else is at fault, it could cause issues if he has an accident which is his fault or even if he hits a deer or other incidents. An insurance policy is a legally binding contract. They agree to accept your risk of an accident and you agree to supply them with all information needed to evaluate the risk. Unlisted drivers is a substantial misrepresentation on your part that can lead to cancellation of your insurance policy as well as denial of a claim.
Typically if you have permission to use someone else's car and that car is insured then, unless you have been previously excluded from the policy, it would be legal for you to drive and coverage would apply per the provisions of the insurance policy on your friends vehicle. Be careful though, some states allow for a reduction of the liability limits for an unlisted driver.
There are many companies that sell unlisted shoes. Some of these companies are Macy's, Shoes, Zappos, and Unlisted. You can also visit DSW, Kenneth Cole, and other retail sellers.