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All of the time. For instance if you drilled a hole in the wall to hang a picture, and you drilled into a water line causing water to spew all over the home, that would be covered. If you accidently let the tub overflow, that would be covered. If someone else did it (contractor, friend, non-resident relative) the insurance company would want their info as they would pursue them to get their money back. Answer back for the specific circumstance.

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14y ago
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8y ago

Yes, If your policy has coverage for "accidental water discharge" you should be covered for any resulting damage. Accidental discharge includes accidental water overflows from sinks, tubs and washers. as well as busted pipes.

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Q: Does home insurance cover water damage caused by human error?
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