No, Your Home insurance policy does not cover the cost of remodeling a home.
Your Homeowners Insurance Policy typically provides Property Hazard insurance that covers sudden losses resulting from covered perils such as fire, lightning, wind, hail, theft, vandalism, etc.
Check with you homeowners insurance company and consult your local building inspection department.
The fines that you will pay for no insurance, registration, or inspection in PA will depend on the courts.
Yes, the will probably ask you about your fireplace but I have never seen that as a reason for denial.
Yes
It doesn't need acar insurance anymore since it is just an inspection, nothing to worry about.
You can get insurance for your significant other. You need to let the insurance company know, and they will add your significant other to your insurance. There might be additional costs.
Does Cigna offer significant other insurance?
Generally, a ticket for no inspection sticker should not make a persons insurance go up. However, it depended on the insurance company and the details of the contract between the company and the policyholder.
You will have to pay fines if your car gets impounded for no insurance, registration, and inspection in PA. You will have to registration before the car is released.
Depends on the company... shop around...
Fault is determined by who committed a driving infraction, not who has insurance. If you have no collision insurance, you are responsible for the damages to your own vehicle unless another driver is determined to be at fault.
Insurers take steps to help avoid a loss, including inspections. (a full inspection of your home's electrical and heating systems should be performed annually by a licensed contractor) The typical insurance company inspection is much simpler, usually checking for any obvious problems and determining underwriting details such as the amp rating of your electrical service if fuses or circuit breakers, roof pitch, etc. The result of their inspection would also determine how much insurance are you qualified to get - or what is the condition or your home during the time that you applied for home insurance. This will be another basis for your whole insurance policy the you and your insurance agent will agree upon.