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If it has anything to due with maintenance, no. Insurance companies are not responsible for paying to maintain a property. Keep in mind that I don't create the laws. Now, if the damage is from a peril covered on your policy, then yes. An example is wind. If their was a large amount of wind that ended up damaging it, then yes the insurance company will cover it. If the retaining wall is just old and needs to be replaced, then no..

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Q: Does home owners insurance cover the retaining wall that holds up the driveway to the garage?
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