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Does home owners insurance cover water damage from a water faucet left running?
Wiki User
∙ 16y ago
Some Home Insurance Policies will cover resulting water damage from an accidental water discharge and some will not. You have to read your policy and see if you have coverage for water damage. You will also need to call a plumber for a service call first though.
Basically you are looking for language in your policy that includes, "Accidental Water discharge". If you have it, then you are covered for resulting losses but the cause of the damage may not be covered. It just depends on what caused the damage.
The company will generally require you repair the leak ( a maintenance issue ) before they will will pay to repair the resulting damage. There's just no point in repairing damage that will certainly happen again if the homeowner is not interested in fixing the leak.
Wiki User
∙ 16y ago
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