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No, I'm afraid not. Homeowners insurance is for sudden unexpected losses that result from covered perils such as Fire, Wind, Hail, etc. Homeowners insurance never provides coverage for routine expected maintenance issues nor for upgrades.

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8y ago
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18y ago

Home insurance policies are not maintenance contracts. They are there to cover unexpected losses. A drain pipe that is 50 years old and needs to be replaced in not an unexpected loss.

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Q: Does homeowner's insurance cover drainage pipes that are 50 years old and need to be replaced?
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Does homeowners insurance cover foreclosure?

No. Homeowners Insurance does not cover the owners default on a mortgage note.


Will homeowner's mortgage insurance pay for failing drainage pipes under foundation?

Mortgage InsuranceNo, Mortgage Insurance is NOT Homeowners Insurance. Mortgage Insurance does not cover your home at all.Mortgage Insurance covers your finance note, not your home.


Does homeowners insurance cover your child damaging the neighbors vehicle?

No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.


Does homeowners insurance cover sprinkler system?

Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.


Does homeowners insurance cover your mortgage if you are laid off?

No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.


Does homeowners insurance cover hospital from a car accident?

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Does homeowners' liability insurance cover personal injury on another property?

No, your Homeowners Insurance will not. Your Medical Insurance Will.


Will homeowners cover tire theft?

Homeowners insurance does not cover automobile nor there parts.


Will homeowners insurance cover removal of healthy trees?

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Does my homeowners insurance cover a neighbors dog attacking my dog?

Not usually. The neighbor's homeowners insurance would cover it underneath their liability insurance.


Will the Homeowners GL policy cover damage to an associations property from a fallen tree- ie drainage flume owned by the association?

No. No one is liable for an act of nature. The Homeowners Association's master insurance policy should cover damage to property owned by the association.


Will homeowners insurance cover the damages to a uninsured vehicle on the property?

No, homeowners insurance excludes vehicles.