0
Add your answer:
Earn +20 pts
Is the theft of a dog insured by homeowners policy?
No, homeowners insurance is Property Insurance, it does not cover loses or damages resulting from our choice of pet ownership.
Does homeowners insurance cover rental property damages?
No, you would need to purchase an Insurance policy for your Rental Property. Sometimes referred to as landlords Insurance.
Will insurance cover your damages from an accident if an unlicensed uninsured driver was in an accident on private property?
It is highly unlikely.
What happens if you are driving an uninsured car and you get into an accident and it was not your fault?
The at-fault driver's insurance will pay for all property and bodily injury damages.
Does homeowners insurance cover the root cause?
No. homeowners insurance covers resulting damages of the covered perils.
Does homeowners insurance cover structural damages?
yes
When a car is a hit and run on friends property does their homeowners insurance cover the damages?
no your uninsured motorist will though. your deductable will be lower, and making too many claims on homeowners will likely caused them to be dropped by the company. i once heard you can only make a claim on homeowners once every 3 years but i don't know if that's true.
If a tree falls and damages a roof of his own house on his property in a icestorm will homeowners insurance cover the damage?
absolutely yes
Whose insurance is responsible if a tree on your property falls and damages another person's vehicle during clear weather?
Weather doesn't matter. Your HomeOwners Insurance would be responsible for those damages.
Does homeowners insurance cover the cost of cleanup after an unattended death?
No. Your Homeowners insurance is "Property" insurance. It covers property damages caused by certain covered Perils such as Fire, Wind, Hail, Lightning, Fire etc. You will not find coverage on your Home Insurance Policy for death or related expenses.
What is uninsured vehicle coverage?
Uninsured motorist coverage provides insurance coverage when you are hit by a person who has no insurance coverage. You uninsured motorist coverage will take the place of the insurance that the other person did not have and will cover your damages just like theirs should have if they had it. The only difference is that you will have a small deductible for property damage coverage.
What is uninsured motors insurance?
Uninsured MotoristUninsured motorist is pretty much insurance where if someone hits you and they lack auto insurance, your insurer will still pay damages for your car.
