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Will homeowners insurance cover the damages to a uninsured vehicle on the property?


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Answered 2009-12-04 02:19:02

No, homeowners insurance excludes vehicles.

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No, you would need to purchase an Insurance policy for your Rental Property. Sometimes referred to as landlords Insurance.



Uninsured MotoristUninsured motorist is pretty much insurance where if someone hits you and they lack auto insurance, your insurer will still pay damages for your car.


no your uninsured motorist will though. your deductable will be lower, and making too many claims on homeowners will likely caused them to be dropped by the company. i once heard you can only make a claim on homeowners once every 3 years but i don't know if that's true.


The at-fault driver's insurance will pay for all property and bodily injury damages.


No. Your Homeowners insurance is "Property" insurance. It covers property damages caused by certain covered Perils such as Fire, Wind, Hail, Lightning, Fire etc. You will not find coverage on your Home Insurance Policy for death or related expenses.


No. homeowners insurance covers resulting damages of the covered perils.


Weather doesn't matter. Your HomeOwners Insurance would be responsible for those damages.


Uninsured motorist coverage provides insurance coverage when you are hit by a person who has no insurance coverage. You uninsured motorist coverage will take the place of the insurance that the other person did not have and will cover your damages just like theirs should have if they had it. The only difference is that you will have a small deductible for property damage coverage.


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you would need to prove wind damages - consider hiring an engineer. Waves is the same as flood and excluded by homeowners insurance.


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It's just auto Insurance. If you purchased coverage for uninsured motorists coverage option then yes you will be covered.


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Both the uninsured driver and the friend are in trouble. My GUSS IS the uninsured friend will be liable to any damages he has caused The uninsured friend will be responsible for the damages to their car If insurance is required in your state, the uninsured friend and/or driver could face criminal charges


Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.


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No, the only vehicles they would cover are vehicles use to service a home and designed to assist the disables.


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Not if it is your couch and your dog. If your animal damages a neighbor's property, he may have a claim against your homeowner's liability insurance, or vice versa if it is your property and another person's dog.


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