No. Damage done by any household resident is not covered. I assume you are talking about an intentional act by the way the question sounds.
Homeowner's insurance (since the landlord is the homeowner) with a clause that specifically includes the use of the property as rental property.Additional inclusions might need to be added to address things like potential theft of appliances and damage to the property by the tenants (which could easily exceed many times the value of the security deposit).------------------Each piece of property owned must be insured separately. Thus a homeowner's insurance is for the owner's own home occupied by him/her and family. Most rental properties are insured only for liability and replacement value. You cannot mix homeowner's policies with rental policies.Most landlords strongly recommend that tenants have a tenant's insurance policy in place covering only the tenant's belongings. The landlord is never liable for the tenant's belongings.
Homeowners need insurance protection in the event of damage to their property. That's basically what homeowners insurance offers: financial protection in case disaster strikes. In the US, basic coverage (also called "Form 1", or "H1") will insure your house against damage from fire and lightening. If you want more protection you'll need to purchase broader coverage.Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.
Without a doubt the auto insurance. Homeowner's insurance never covers a private passenger automobile, ever! But read your auto policy. Bet it says damage caused to one family vehicle by another is NOT covered. In other words, YOU PAY!
Flooding. Erosion. Prohibitive expense of insurance for property in a flood plain. Moisture damage. Danger of drowning for small children.
That depends on whether a former owner of your land agreed or arranged to make the property subject to the homeowner's association. The encumbrance would show up in a title examination. You should contact the attorney who represented you in the sale and ask if the property is subject to the homeowner's association. If it is that should have been reported to you at the time of your purchase.
beg your family, friends, and neighbors.
Damage of property and death of family members
The liability will cover for most property damage that may happen. I don't think that the deers family will sue you so that may not apply in this case. If you have coverage for the vehicle such as comprehensive and collision coverage, then it should cover your vehicle for the damage that was done, minus the deductible.
no-fault insurance Provides coverage if you, a family member, or your passengers are injured or killed in a covered accident involving a driver who doesn't have insurance at all or who doesn't have enough insurance to cover the damage they cause you.
If it is done as a business, yes they probably should. If it is just your neighbor kid or a family friend, your homeowner's insurance probably covers it.
It a standard homeowners insurance policy, for a detached single family home (as opposed condominium -- which is HO-6), and the HO3 distinction also indicates the policyholder is the homeowner as opposed a tenant.
They could be in some cases depending on how and why they were injured and what the relationship and residence status is to he named insured. Your homeowners medical coverage is specific to the named insured(s). Generally this is the home owner and resident family members. If someone else was injured on your property due to the insureds direct actions or through the insureds negligence for which you could be held liable then such an injury would be covered under the liability portion of your homeowners insurance policy. Bear in mind though that a homeowner is not automatically liable for an injury on the property simply because you own it. The injury would first have to be demonstrated as the fault of the insured, otherwise the homeowner is not liable.