The insurance company will cover the damage caused by the water only, e.g., drying out the ceiling and floor covering. They will then pay to repair the room; damaged walls and floors. If the skylight leaked due to hail damage or other falling objects, the insurance will pay to replace the skylight.
It sounds like you have a maintenance issue rather than a covered cause. For example, if a water heater leaks over time causing damage then it is maintenance and therefore not covered under your homeowners policy. If the water heater burst open or splits causing water damage then the damage would be covered even though the water heater itself is not covered. The difference is it must be sudden and accidental. Also with a dishwasher you should be able to see it and get the water up thus keeping it from causing damage.
What? The question does not make sense but nearly all policies cover damage from leaking pipes, unless the pipe was exposed and you knew it was leaking and ignored it.
No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.
If Your dishwasher is just malfunctioning and needs a repair man then NO, Your home Insurance Policy does not cover Appliance Maintenance.A good home insurance policy should in fact cover damages to your home caused by a dishwasher if you have coverage on your policy for Water Damage, But it will not cover the dishwasher itself unless it was damaged by a covered peril under the terms of you insurance policy.
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.
NO, Homeowners insurance does not cover automobiles.
No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.
no it has nothing to do with your grill cause its homeowners insurance.
"Flood Insurance" will cover damage resulting from a Flood. Homeowners Insurance will not.
No
Homeowners insurance is coverage for specified property owned by the named insured. It does not cover the property of others.