Depends on the company and the policy. You will have to look at the small print in your document.
Homeowners insurance does not cover automobile nor there parts.
No. Homeowners Insurance does not cover the owners default on a mortgage note.
All homeowners policies cover damage caused by lightning.
Yes. That is covered on a homeowners policy.
NO, your homeowners policy will cover 'additional living expenses' but will not cover your mortgage.
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
No, That would be a homeowners maintenance issue.
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.
No. Damage from insects would not be covered on a homeowners policy.
Homeowners Insurance does not provide coverage for motor vehicles.