Automobiles are covered by Auto Insurance. If you have full coverage auto it will repair any damages caused to your vehicle by the shopping cart, minus your deductible of course. Homeowners Insurance does not cover automobiles, if it did, we would have no need for car insurance.
It depends on what the policy says. Recognize that even if it does, you'll probably loose the insurance afterward or the rates go up. If you loose the insurance, other insurance companies may not be willing to cover you once they find out that you have that kind of person living in your house. Insurance companies are constantly determining their risk. If they see a condition that may cause higher risk, they tend to deal with the condition.
No, unless those cracks are a result of a differnt direct loss such as a vehicle hitting the home or a tree falling on it. Most if not all insurance policies exclude cracking in brick, plaster, and drywall as well as vibration.
The only intitlement of monies will go to that deer, for the deer is someones property(state)and your insurance company may have to pay for its medical bills if it survived the accident, but nothing to you.
Yes, under comprehensive
Yes. If it is not you're private property they have all the rights they need
It is other than collision insurance. It covers hail, stolen vehicle, hitting an animal, and vandalism.
Possibly if the boulder was in the roadway, but if it was actually on your property then they are responsbile for hitting a stationary object.
Depending on what insurance company you have and your plan. Most do in/near wooded areas.
the debris hitting the walls and the wind itself