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Does homeowners insurance cover broken faucet?

Updated: 8/19/2019
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Wiki User

12y ago

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No. A broken faucet sounds like a maintenance or a manufacturer issue and not an insurance problem. Insurance covers events that happen due to a covered cause such as : fire, theft, lightning, windstorm, weight of ice or snow, and many others. The covered item happen in a sudden and accidental manner for them to be covered as well. At no time does a homeowners policy cover maintenance problems. This is not what a homeowners policy was designed to do.

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12y ago
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Q: Does homeowners insurance cover broken faucet?
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