Normally the policies are written in such a way as to cover "the house located at (address) and its contents (up to some dollar amount)", not "(specific person)'s belongings", so there's no need for anyone to be specifically listed on the policy. If the items in question were in the insured dwelling, and they were damaged due to something the policy covers, they should be covered.
If there's any question in your mind about what's covered and what isn't, call your insurance agent and ask. You don't want to assume that your friend's $50,000 stamp collection you're storing in your garage is covered and then find out that it wasn't because you didn't specifically declare it or something.
Homeowners insurance is offered by several large insurance companies. They include MetLife, State Farm, and Travellers Insurance. There are several others available as well.
One needs a 3rd party insurance coverage to cover for damage for vehicle or property. This kind of insurance covers injury of others, including passengers in the car.
protection for bodily injury to others occurring on th premises
No. "Renters Insurance" is property coverge for a tenant. It will cover the property of the named insured Tenant or Renter that is located within the rented dwelling. It will not cover property of someone who is not a named insured on the policy.
Yes, but it makes it more difficult to find them once you have been denied. This is why you should always work with a broker!
where you and others cvan find it if needed.
There are many companies in California that offer homeowners insurance. Some of the companies offer better deals that others at better rates and interest.
Yes. An example of this would be the homeowners insurance that you carry on a rental property.
In some mortgages insurance is included in the payment, but in others it isn't. If you don't know what you have you need to check.
Homeowners insurance is coverage for specified property owned by the named insured. It does not cover the property of others.
Home Insurance is Insurance coverage for your house, condo or apartment for your personal property and liability coverage for you. The insurance coverage for your house is also called homeowners insurance. The Homeowners isurance is an insurance package that has coverage for the dwelling, the others structures on your property, Loss of Use, Medical Payments and Personal Liability.
HO insurance does not like Those dogs or Pit Bulls amongst others. Why? Because they are baby chewers!
No, That's what your Major Medical or Health Insurance policy is for. Homeowners Insurance is "Property Insurance". The very, very small amount of medical coverage offered on most home insurance policies is for accidental injuries to others while on your property.
Yes, it can. Depending on your coverage and policy with your insurance it can cover medical for others.
Homeowners insurance is offered by several large insurance companies. They include MetLife, State Farm, and Travellers Insurance. There are several others available as well.
No. A broken faucet sounds like a maintenance or a manufacturer issue and not an insurance problem. Insurance covers events that happen due to a covered cause such as : fire, theft, lightning, windstorm, weight of ice or snow, and many others. The covered item happen in a sudden and accidental manner for them to be covered as well. At no time does a homeowners policy cover maintenance problems. This is not what a homeowners policy was designed to do.
No, Renters insurance is coverage specific to household property or contents owned by the named insured. It does not cover the property of others and it does not cover automobiles. Neither Renters insurance nor Homeowners insurance will cover damage to an automobile. That's what auto Insurance is for.