Yes, but usually not much, maybe $200.
It will likely cover up to $200. Good Luck.
As far as homeowners, and auto claims payments are concerned no.
No, cash is not covered, same on homeowners policy, not covered.
Home Invasion and Homeowners InsuranceThat all depends. What did they steal? Is it covered under your homeowners Policy? If the stolen property is listed as covered under your homeowners Insurance then you should file a claim for the stolen property. If the door or window was kicked in or damaged then you can file a claim for cost of repairs.There is no coverage specific to a home invasion on your homeowners policy so there is no pay out for "home invasion" in and of itself.If you were injured firing the home invasion you will need to look to your medical insurance to cover the costs of related health care.
Actually, the home owner pays the home owner's insurance. The lender has an escrow account. This is in additional to the payment of interest and repayment of principal. The escrow account pays the taxes and insurance. The escrow account pays the taxes so the government does not seize the property. The homeowners insurance pays in case the house burns down. So, you pay into the escrow account, and if your house burns down, the lender gets the insurance money. You would not pay a mortgage on a burned down house and the bank knows that, so they have you pay into the escrow account and they pay for the insurance.
No. This is a maintenance expense and insurance is not designed to cover this type of expenses. Homeowners insurance offers more coverages for the money than any other insurance policy but it is not made to cover maintenance or normal wear and tear on the home.
Homeowners do not like obtaining empty house insurance because they have to pay extra money even though they are not living there. This insurance is useful in protection against vandals and accidents.
You might want to check with your insurance agent, but cash, stocks, bonds and bullion are typically not covered under your homeowners insurance policy unless specifically scheduled.
If you research on the internet, you'll find insurance companies that cover pets specifically. I keep parrots, but my insurance company won't cover them under my homeowners insurance...I have to buy a special policy, and then they won't cover death from illness and certain other things. They won't cover my dogs either without special riders and extra money.
No, It is the schools choice to obtain coverage for losses from theft on school property or not. Your homeowners insurance would not cover the losses of another party.
Perpetual insurance is most commonly used for homeowners insurance but can also be used for fire insurance. The most frequent conditions are that the insurer must make enough money to cover the losses in the event of a claim.
It will likely cover up to $200. Good Luck.
Definetely you can claim for the damages caused by the tree falling on your house. The Insurance companies cover these damages under the property insurance. Just you have provide the photos of the damaged house aas an evidence to claim your money.
Homeowners will not cover anything that happens to your vehicle, it's excluded. Money or personal property not commonly used with an automobile (music cd's, gps, radar etc.) would be covered if "off premises theft" is included on your Homeowners policy subject to policy limitations and deductible.
Homeowners Insurance policies typically have language that excludes coverage for cash, bullion, fine jewelry, furs and other luxury items that are not specifically scheduled for coverage. If you want it covered you have to schedule it and pay the additional premium for scheduled property.
Homeowners policies do cover vandalism and malicous mischief but unless the damage is extensive it may not meet your deductible. Another thing to remember these days is that insurance companies have been loosing money in homeowners insurance for several years. I always remind my clients that homeowners insurance is made for big losses not small ones. A homeowners policy is the most coverage for the lowest premium in the insurance business. With companies loosing money they are going to be more careful about who they write and if you are ever cancelled for too many claims you will find it hard to get new coverage at a reasonable cost.
No, Cash, bullion, stocks and bonds and other negotiable paper are excluded from a homeowners insurance policy.