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If you elected "Accidental Water Discharge" coverage when you purchased your policy then yes, you should have coverage up to the specified limits for this type of loss.

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Q: Does homeowners insurance cover water damage when water main was not turned off when trying to fix a leaky shower faucet?
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Is the shower pan covered by homeowners insurance?

No, But it might be covered under your home warranty.


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Does met life homeowners insurance cover cracked bathroom shower tile due to improper installation or settling?

A Met Life homeowners policy is a standard homeowners policy and would be the same as most other policies. Damage due to improper workmanship or settling of the home would not be covered on any homeowners policy. Loss must be due to a covered cause in order for the loss to be covered on the policy. Neither of these items are a covered cause.


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