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Does insurance cover plumbing?


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Answered 2015-11-07 10:50:23

Virtually all home insurance policies today cover Plumbing leaks that are sudden and accidental. Homeowners policies sometimes specifically exclude long-term plumbing leaks which the home owner must have been aware of, but have done nothing about. Water damage caused by failure in plumbing is usually covered by homeowners insurance if certain conditions are met. To know more information visit at- alliedallcityinc.com

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Insurance companies do not cover plumbing pipes, most insurances will only cover geysers as far as geyers are concerned


Depends on the individual policy, some do, some don't.


Contact your agent and ask them if you are covered.


Yes, Homeowners insurance can cover plumbing damage when caused by a covered peril such as lightning, fire, wind, hail freezing etc. Refer to your insurance policy for covered perils. If your plumbing is just old or stopped up then that would be an owners maintenance issue. Homeowners insurance does not provide for maintenance.


There is a great number of variables for this. You need to contact your specific insurance agency for details.


Depend on your insurance policy. Most standard policies that i have done thru insurance companies do not cover the pipe. They cover the damage the water or leak causes to the surrounding surfaces. The pipe and plumbing repairs are almost always not a part of the insurance coverage.


They would not cover the shower, but if the leak was sudden and accidental, they would cover the water damage only. This includes all plumbing appliance.


In most countries, if you have home or household insurance, it covers everything, from your house, to plumbing, even under your house, and even your front driveway gate. IN ADDITION: Most countries will only insure plumbing or electrical on your property if installed or maintained by a qualified tradesman or registered company.


Repairs are maintenance and homeowners insurance is not intended to cover maintenance of your home. This is up to you to maintain your home. Insurance is made to cover sudden and accidental damage of a major cause such as fire, windstorm, lightening, and like causes.


Plumbing repairs are typically not covered due to age, wear, tear and depreciation. They would be covered in some circumstances like fire, vandalism or a water heater was hit by a vehicle.


Water damage caused by failure in plumbing is usually covered by homeowners insurance if certain conditions are met. Homeowners policies sometimes specifically prohibit long-term plumbing leaks which the homeowner must have been knowledge of, but have done nothing about. One of the major types of loss claims is plumbing-related. These can range from minor leaks to major flooding of the house, caused by a plumbing, usually hot water line & break. Fortunately, homeowners insurance covers plumbing line leaks, provided that the owner notifies the insurer in due course. For more information visit at: alliedallcityinc.com


Plumbing insurance can be obtained from most of the major insurance companies. Admiral and Cornell do good rates but it is worth checking on comparethemarket to see if there is another company that is better.


Not usually. Usually water damage has to be from a sudden burst of plumbing or flood or some sort. Any negligence in homeowning is a touchy subject for insurance.


In most countries, insurance companies will only pay out if a registered plumbing contractor has done the job and caused damage. This way its easier for insurance companies to stop insurance fraud because the damage caused by the plumber will be backed up by invoices and service agreements. To save yourself the headache, and the possibilities of causing damage to your house, if you can afford the cost call a registered plumber to do the job.


AnswerIt may vary state to state but generally NO insurance will not cover the leaking pipe but it will cover the cost to get to it and repair the damage done to get to it as well as cover the damage done from the leak. You are on your own with the cost of the plumber. Best bet is to read your policy on exclusions. If it is not excluded, it's covered.


Damage must be due to a covered cause for the damage to be claimed on your homeowners insurance. I cannot think of any way damage to a sewer could be from a covered cause.


According to AnswerBag.com, it covers these things in addition to basic homeowners' insurance: "falling objects, weight of snow, sleet and ice, damage to water heating systems, volcanic eruption, damage from plumbing or appliances, freezing of plumbing or appliances and damage from artificially generated currents".


They cover auto insurance, life insurance,homeowner's insurance, and also insurance on AARP endorsed products. They seem to cover all the basis for insurance needs.


No one is "Responsible" for an act of nature. However, So Long as you have "Windstorm Coverage' your Homeowners Insurance Policy should cover the damage to your plumbing and may provide coverage for the trees removal. Contact Your Insurance Agent to determine if you have the applicable coverage.


General answer would be no. My policy specifically excludes water damage from seepage from or around a plumbing fixture such as tub or shower stall.


not really Many homeowner's policies cover water damage, including the leak repair. If the leak is underground, though, it's probably not covered.


No, diamond car insurance don't cover the loss of jewerly. They cover different kind of insurance like car insurance, home insurance and travel insurance.


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Insurance can be used to cover a number of things such as: life insurance, auto insurance, travel insurance, home insurance, and business or corporate insurance.


Your homeowners insurance covers your existing structure for damages by the perils listed on your policy. If there is no plumbing to be covered, then it's obviously not. You can't insure what isn't there.



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