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That depends on the individual contract. Insurance products differ.
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∙ 16y ago
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Does homeowners cover water damage from a leaky roof?
In most states, homeowner's insurance does not cover water damage from a leaky roof. Water damage is generally covered under a separate policy called flood insurance.
Does home owners insurance cover water damage caused by the neighbor?
cover
Does homeowners insurance cover damage done by foundation failure?
No, but if the failure causes a fire or water damage, then the water and fire damage will be covered.
Does homeowner's insurance cover non-flood damage for water in basements?
Homeowner's insurance is a very important essential if someone owns a home. This insurance does not cover non-flood damage for water in the basement, though. It only covers flood damage or loss of valuables. http://wiki.answers.com/Q/What_does_homeowners_insurance_cover
Will homeowners insurance cover water damage to an electrical panel?
Depending on the source of the water, typically yes.
Will insurance cover damage to a vehicle that was backed into a pole?
As long as you have collision yes insurance will cover the damage that was done.
What does insurance cover for wind and hail damage coverage?
Insurance will cover whatever damage to your vehicle as long as you have comprehensive insurance. As long as you have a HO-3 insurance, it will cover the replacement cost to your house if you take wind or hail damage as well.
Does homeowners insurance cover water damage from leaky windowas?
Not usually. Usually water damage has to be from a sudden burst of plumbing or flood or some sort. Any negligence in homeowning is a touchy subject for insurance.
Does insurance cover termite damage?
No.
Does insurance cover condensation damage?
No
If your fence has termite damage and needs to be replaced will insurance cover it?
No, they will not cover it. However, if a gust of wind knocks it down, then they will cover the fence. Insurance does not cover damage caused by insects.
Will insurance cover water damage resulting from a crack in the upstairs shower wall and leaked water downstairs?
This will vary depending on how your policy is written. Some policies will only cover pipes bursting, while others will only cover catastrophic water damage (flooding due to abnormal circumstances). You need to call your insurance agent to find out.
