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Will insurance cover water damage resulting from a crack in the upstairs shower wall and leaked water downstairs?
Wiki User
∙ 17y ago
This will vary depending on how your policy is written. Some policies will only cover pipes bursting, while others will only cover catastrophic water damage (flooding due to abnormal circumstances). You need to call your insurance agent to find out.
Wiki User
∙ 17y ago
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Does insurance cover foundation leak after flood?
"Flood Insurance" will cover damage resulting from a Flood. Homeowners Insurance will not.
If a tree fell on your car at work who pays?
Your auto insurance will cover the damage to your vehicle if you have comprehensive coverage. The Comprehensive portion of your auto insurance covers damage resulting from an act of nature.
Choosing Between Upstairs and Downstairs Apartments?
Many of the newer apartment complexes are two-story buildings that have first and second floor units. There are some advantages and disadvantages to living either upstairs or downstairs.Easier to Get in and Out of Downstairs ApartmentsDownstairs apartments are ideal if you are not in any condition to climb stairs. It is easier to move in and out of a downstairs apartment. It is also easier to bring groceries and other items into your apartment when you don’t have to climb several stairs to get to your front door. The ease of accessibility makes downstairs apartments perfect for older individuals or people who have children that like to go in and out of the apartment often. Downstairs apartments are also a better choice if you have large furniture that will need to be brought in when you first move into your apartment.No Noise Above You in Upstairs ApartmentsOne of the biggest benefits of having an upstairs apartment is that you will never hear footsteps from your ceiling. Living downstairs can be a bit noisier, especially if the upstairs apartment houses small children who run around a lot. Upstairs apartment living feels more like you are in a private house because the noise from your neighbors is reduced to a minimum. As an upstairs neighbor you may get complaints from the apartment below you if you tend to walk heavily or make a lot of noise that could be carried through their ceiling.The Element of SafetyUpstairs and downstairs apartments each have their own share of security issues. A downstairs apartment can be more open to the parking lot and people who walk through the complex at all hours. When you live downstairs, you may feel like you need to keep your blinds drawn and windows closed more often. Downstairs apartments are easier to get out of if there is any structural damage to the property, however. In the case of severe storms or a fire, downstairs neighbors can leave the building far more quickly than upstairs neighbors. Each apartment has its own unique sense of security. It is up to you to decide where you feel the safest.
What is the insurance claims process when water damage is caused by upstairs condo?
Best practices dictate that you work with the association to be involved in the insurance claim process. Water damage from upstairs certainly involves common areas between the units, which involves the association and its coverage under the master policy. Finally, work with your HO-6 carrier to protect you financially.
What does collision insurance cover?
It covers damage to your vehicle resulting from an at fault collision with another vehicle or object.
Does homeowners insurance cover damage resulting from a pet chewing?
Doubtful. Haven't seen that as a condition or possibility on a policy.
What is a typical payout from an insurance company for a fall resulting in knee surgery?
$99million. Just send in a bill for the damage.
Does home owners insurance cover powder puff beetles?
No, that's what an exterminator service is for. However if your policy has coverage for damage resulting insect infestations, you may have coverage for any resulting damage but not fort the exterminator service.
What covers costs resulting from bodily injury and property damage to others?
In this state, your insurance covers property damage to others, the other persons car insurance covers his bodily injury if it is below $ 10,000, otherwise yours does.
Are electrical faults covered in home insurance?
depends what you mean, insurance will pay for a fire from an faulty electrical system, the insurance company will not pay for the faulty product itself only the resulting damage.
Does insurance cover leaking roofs?
repair to the roof not covered. resulting water damage covered subject to policy deductible
Does homeowners insurance have coverage resulting from a pet chewing?
No, unless the damage was caused by another person being negligent by letting their pet loose to cause damage to another's property.
