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What else can I help you with?
Your new condo roof is leaking due to snow and ice Is it covered?
If this is for a home: you can ask your insurance broker or carrier whether this damage is covered by your insurance. If this is for a condominium: you can notify your board and turn the matter over to them to handle with the master insurance carrier.
Will homeowners insurance cover repair to chimney due to water and ice dams forming causing chimney to crack?
yes this would be damage caused by ice..not by general deterioration
What are the benefits of using roof heat tape to prevent ice dams and protect your roof during the winter months?
Roof heat tape can help prevent ice dams by melting snow and ice on your roof, which can protect your roof from damage and leaks. This can save you money on repairs and maintenance in the long run.
How does duration of the leak affect insurance claims?
I assume that you are speaking of a property insurance claim involving a leak and subsequent damage caused by water damage. Property insurance is not made to cover maintenance of your property. The payment of the claim is determined by the cause of the initial damage and some other factors. One main thing to remember is that damage must be "sudden and accidental". Covered causes included fire, lightning, windstorm, weight of ice and snow, vehicle or airplane collision, theft, vandalism, etc. depending on your policy type and terms. A leak in the roof due to maintenance is not a covered cause and therefore not paid. If a storm blew a tree limb on the roof causing a hole then it is covered as well as damage from rain. You also have a requirement to mitigate the damage meaing that you have to do what you can to limit the damage as much as possible.
What does broad coverage homeowners insurance cover?
According to AnswerBag.com, it covers these things in addition to basic homeowners' insurance: "falling objects, weight of snow, sleet and ice, damage to water heating systems, volcanic eruption, damage from plumbing or appliances, freezing of plumbing or appliances and damage from artificially generated currents".
Would homeowners insurance cover damage from a leaking gutter that damaged an enclosed porch ceiling and items on the porch?
No. Homeowners insurance is probably the best bargain in insurance by offering a great deal of coverages for a surprisingly small premium. The situation you are describing is not an insurance matter but a maintenance issue. It is not made to cover maintenance of the home but covers accidents that are "sudden and accidental". Homeowners insurance covers incidents that are caused by a covered cause such as theft, fire, lightning, windstorm, vandalism, weight of ice and snow, and many others. Things that happen over a long period of time are maintenance and are therefore not sudden or accidental and are not covered. An example would be a leaking roof caused by condensation from the A/C is not covered but if a storm caused a tree limb to fall on the roof poking a hole and causing a leak then damage would be covered.
Should you remove snow and ice from your roof or allow it to melt off?
It is generally recommended to remove snow and ice from your roof, as buildup can lead to structural damage, leaks, and ice dams. Removing the snow can help prevent these issues and make your roof safer.
Does PLPD insurance cover you if you lose control of your car on ice and hit a tree?
No
In an uncovered pool will ice damage the pool?
A pool cover has little to do with the formation of ice. It is for keeping the debris out of the pool. If you are in an area where ice may form on your pool it is suggested that you use an ice equalizer pillow under the cover. Those pillows are for keeping a hole in the middle of the ice, and not so much for holding up the cover as is a common misconception. The use of an ice equalizer pillow may can help reduce the chances of ice damage if your area is prone to freezing.
What is roofice?
Roof ice dams are an annoying source of roof damage, leaks, and heat loss in the winter.The main causes are drip melt from improperly capped warm air vent pipes and poor roof insulation.Laying a snow melt sock onto the roof so it crosses the ice dam and overhangs the gutterwill melt through the snow and ice and create a channel for water to flow down into the gutters or off the roof.
Does roof raking prevent ice dams from forming on the roof?
Roof raking can help prevent ice dams by removing snow from the roof, which reduces the likelihood of ice dams forming.
How can I effectively prevent ice dams and snow buildup on my roof and gutters using heat tape?
To effectively prevent ice dams and snow buildup on your roof and gutters using heat tape, you should install the heat tape along the roof edge and gutters to melt snow and ice. This helps to prevent the formation of ice dams and reduce the risk of damage to your roof and gutters. Regularly inspect and maintain the heat tape to ensure it is working properly and efficiently.
