If the forced entry was necessary in order to help mitigate a covered loss (ex. fire) then yes it should be part of your claim.
YES
No, you will have to pay out of pocket
Why would you go the emergency room for the delivery of a baby?
Many insurance policies offer Emergency Roadside Service as an optional coverage. It is not a basic coverage that comes with all insurance policies. It is often something that you have to specifically request and pay extra for.
Not usually. Most companies will add coverage for the insurance which is usually higher than you will pay at most companies. This is called forced place insurance.
Yes, the general idea of insurance is that your rates go up when you cause an accident and they are forced to pay out.
Only if it is considered medically necessary or if it is for an emergency room visit.
There is no requirement that they do so. The life insurance is a contract between the deceased and the company.
Depends on your insurance weather or not you have it also the hospital itself. Best thing to do is call the hospital billing department or your insurance company to find out
Med Pay is a coverage for you and your passengers meant to pay quickly without regard to fault for smaller medical expenses such as emergency room visits. If the person also has health insurance the health coverage will pick up after the Med Pay coverage is exhausted.
Med Pay coverage pays medical expenses no matter who is at fault in the accident. If you do not have health insurance or if anyone who rides in your car may not have health insurance this coverage will help. Med Pay is usually not very expensive and pays for emergency room charges or more depending on what limits you choose.
No insurance that I am familiar with -- if you have a membership in your local Ambulance Service -- check with them - - it may be covered. Non emergency ambulance transport is most often NOT covered by insurances. That is why elderly persons expecially should join their local ambulance clubs.