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Does liability insurance fullfill coverage law on any car owned even if its not listed on the card?
Liability Insurance on a personal policy does not cover all vehicles owned. It covers all vehicles listed on the policy. If your state requires you to have liability insurance cards for each vehicle then a card will be given to you for each listed vehicle. In Georgia the State requires that each insurance company electronically transmit to the State Department of Motor Vehicles issuance and cancellation of all vehicles for required insurance. The Officer can take the tag number and verify that it has insurance on it that day. It works much better that I thought it would.
What else can I help you with?
Where is the limit of insurance company liability for uninsured motorist coverage listed in the policy?
It would be listed on your declaration page which is mailed to you at each renewal period. Listed first would be your Bodily Injury limits and under that would be your uninsured/underinsured liability if you have it.
What is proof of liability insurance?
A certificate of insurance , with you named as the cewrtificate holder. However, you should always call the agent listed on the sertificate to verify that the coverage and policy is in force.
Where is uninsured motorist coverage listed on the auto policy?
It would be listed on the declarations page, usually after either the section for liability coverage or the section for medical coverage.
Is trailer frame and structeral damage included in physical damage insurance coverage?
Only if the trailer is listed on the policy with comprehensive or collision coverage. Many people do not list their trailers on their auto policy because the liability transfers from the pulling vehicle. The physical damage coverage does not.
Does it cost more to excluded driver?
Having a person on your car insurance listed as an excluded driver can actually save money rather than cost more. The excluded driver will need no coverage or liability when it comes to the vehicle they are listed for.
Is towing coverage provided on my auto insurance policy?
Some auto insurance policies do provide towing coverage. It is listed in your policy whether the coverage is provided or not.
What is certificate of insurance?
A Certificate of Insurance is a document issued from an insurance company that they use to determine the existence of insurance coverage under certain conditions granted to listed individuals. The effective date of the policy is listed on this document as well as the type of insurance coverage that was purchased.
If you only carry liability insurance on a vehicle can you let your child drive it if they do not live with you?
All drivers should be listed on your policy to be a covered driver. you should add your child to your auto policy for proper coverage.
Can a named insured be an excluded driver on an automobile liability insurance policy in Kansas?
Yes, in Kansas, a named insured can be designated as an excluded driver on an automobile liability insurance policy. This means that while the individual is listed as a named insured on the policy, they may not be covered for claims arising from their own driving of the insured vehicle. This exclusion is typically done to limit liability for high-risk drivers while still providing coverage for other drivers listed on the policy.
How important is it for comprehensive insurance coverage to be listed on free auto insurance quotes?
It is important for comprehensive insurance coverage to be listed on a free auto insurance quote, so a person can get an accurate quote. A person would not want to expect to pay one amount and have to pay more.
How can I verify if a contractor lied about their insurance coverage?
To verify if a contractor lied about their insurance coverage, you can request to see their insurance certificate directly from the insurance provider listed on the certificate. You can also contact the insurance provider to confirm the contractor's coverage and ensure it is valid and up to date.
Are bars required to carry liability insurance?
If you are in a DRAM Shop State - All US states are DRAM Shop except the following: Delaware, Kansas, Louisiana, Maryland, Nebraska, Nevada, South Dakota and Virginia Therefore, if you are not one of the above listed states, you likely are required by law to carry Liquor Liability Insurance. To learn more about the coverage go to my YouTube channel: @TheInsuranceAgent1
