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The safest drivers are experienced drivers. It has been proven in a multitude of studies that teens, none of whom are experienced drivers, at the greatest risk behind the wheel. The lack of experience, coupled with a tendency to lean to less responsibility, means greater risk to insurance providers who must pay out enormous sums of money for property damage and bodily harm caused by teen drivers. Most insurance companies offer discounts for teen drivers who do well in school or who are in school full-time, as both are evidence of responsibility. Most teens have a sense of "it can't happen to me" and tend to take greater risks while behind the wheel (speeding, drinking, no seatbelt, talking on a cell phone, goofing off with friends, etc.), which results in the higher rates.
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∙ 13y ago
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Is the car insurance for a teen driver expensive in California?
Yes, car insurance for a teen in California is expensive. But then, car insurance for a teen driver is expensive everywhere. The least expensive way would be to them to your existing policy, you may get a discount.
Where can a teen get car insurance?
It is very difficult and expensive for a teenager to get car insurance. The easiest way to get it is to be put on your parents' insurance and pay them the added insurance cost out of your wages.
Is insurance on a newer car more expensive than on an old car?
Yes ~ almost always
Is it more expensive for teens to get car insurance in Michigan?
It is expensive for a teen to get car insurance anywhere. It would also count for anyone who is a new or inexperienced driver anywhere. They are more likely to get into accidents and insurers charge more the greater the risks.
Is auto insurance more expensive for teen drivers driving sports cars compared to regular vehicles?
Auto insurance rating multiplies the base insurance rate for a car times the factor for the driver. So a car which has bad experience, multiplied by teen driver (much more likely to kill someone in an accident), results in higher premium.
Is cheap car insurance always better than expensive car insurance?
Naturally, with cheaper insurance, you're going to get less coverage. Most bare-minimum plans don't cover vehicle theft, for instance.
Where can I get Car Insurance in Utah?
I have found that State Farm has the some of the highest quality insurance. State Farm is not always the cheapest however. It is normally quite expensive.
What is the average cost per month for car insurance for a teen?
Typically very expensive. Although specifics depend on your child's grades, sex, car type, and other factors, generally speaking, car insurance for a young adult can run anywhere from 200-500 a month.
What options are there for car insurance in Georgia for teen drivers?
He should know that he might need an extensive policy because his son is a teenager. He should also know that car insurance can be very expensive and it will be of the utmost priority to find an insurance company that will work with his spending budget and the needs of his son.
Where can I get the teen driver car insurance?
The Insurance Rates website allows one to compare car insurance rates in order to find the best coverage for teen drivers. One can also get car insurance quotes online from different car insurance companies such as Progressive, GEICO, and State Farm.
Do you need to purchase car insurance for teen driver?
yes
Is insurance more expensive on a red car?
No.
