not always, sometimes they use a tow truck, sometimes the lien holders have spare keys and they just drive off.
I was told that if my daughter's car was set for repo, that she and I would have an arrest warrant filed against us because the car would be considered stolen property. This is in Delaware.
I'm a repo man, so, I'll tell you what I know. The dealer keeps a spare set of keys, that pair of keys they send people in the mail after they're done paying for the car is the 'repo set'. That is not always the case, there are actually several ways to repo a car, they can pop the linkage on the vehicle without keys and this basically puts the car in neutral or they can use tire dollies if the vehicle is all wheel drive or left in 4 wheel drive. If the repo agent wants the vehicle they will get the vehicle regardless... best just not to tote the note because they will find the car, believe me my husband has been in the industry for years. Also most reposession companies will cut their own keys with a code from the finance company, only mom and pop dealerships usually keep a spare set.
Usual process is to call the local PD, find out who towed the vehicle and contact the tower for info on getting your PP. In the case of a repossession, you contact the LENDER to find out the details.
I assume you mean from a repo man. It is illegal to hide a car to prevent repossession. In some states criminal charges can be filed against you. In the end they will get the car. The lender does not want to repo the car anymore than you want it repossessed. Both you and the lender loose.Even if you hide the car eventually they will find it. Don't be foolish and try to hide it. Just set down with them and see if you can work out a deal? If not, then just turn the car over to them. This will save you the repossession fees which you are obligated to pay.
go for it
A Dolly
As soon as you default on your loan terms, the authorization to repossess can go to a repo man. This is why it's important to remain in contact with your bank/car lot. If you are having financial trouble, call them to tell them what's going on; they can usually set something up to help you. Usually an order to repossess won't go out until you are three months behind--but this is with banks. Small car lots (buy-here-pay-here lots) can and will send out the repo order much sooner. If you are required to have auto insurance and drop it, the repo order usually goes out the next day.
Yes. If you set it up in your contract with leinholder.
Almost without exception, once you car has been repo'd the title loan company has to hold the car for a set period of time, allowing you to pay the loan back. If you still have not paid (usually 30 days), the car is sold at auction.
This is a very general answer. it depends on the leinholder. They set the repo prices to the debtor. $250.00 to $1000.00 depending on type of vehicle, amount of extra workk needed, ect.
Dolly
If it is privately owned property and stipulates no trespassing (like a gated community or such) then yes. Unless the Repo men have a court order or similar legal document. Then no, the guards cannot, and are obliged by law to assist the repo men.