Your reference to "work place insurance" could mean several things. Ordinarily, if you are injured in an auto collision, the coverage provided by your own policy would come into play and would be primary (it pays first). This is first-party insurance and is sometimes called "Personal Injury Protection" coverage. The amount of this coverage is usually statutory and it is mandatory in any auto insurance policy sold, although some states do allow a deductible.
If you have medical insurance that is either provided by your employer or a medical expense insurance policy that you bought on your own that was offered via your employer (so-called "workplace insurance"--think AFLAC for example) it would also pay subject to the terms of the policy.
You also may be entitled to workers compensation medical benefits if the collision occurred within the course and scope of your employment.
There are many reasons to get liability insurance. All states within the United States require at least liability insurance to drive an automobile. Those in medical professions also get a liability insurance called malpractice insurance.
Type your answer here... why is liability insurance important in the medical office
Insurance liability is found in different scenarios, but for this example I will use Auto Insurance liability. Most automobile lenders require anyone with an auto loan to have insurance liability. This means if you cause an accident while operating your vehicle, you may be made liable to pay the costs of damages and medical bills. While insurance liability is a good thing to have, especially if you are the one who is the victim of an accident, it can also be a costly, though necessary thing to have.
why is liabilty insurance important in the medical office
Malpractice insurance is a form of Professional liability insurance usually tailored for persons or firms practicing in the legal and medical professions. Malpractice insurance is the term used for Professional Liability insurance in the Medical and certain other professional fields.
Rowland H. Long has written: 'The law of liability insurance' -- subject(s): Insurance, Liability, Liability Insurance 'The physician and the law' -- subject(s): Medical jurisprudence, Medical laws and legislation
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Jeffrey O'Connell has written: 'The injury industry and the remedy of no-fault insurance' -- subject(s): Automobile Insurance, Insurance, No-fault automobile, Law and legislation, Liability for traffic accidents, No-fault, United States 'Payment for pain & suffering' -- subject(s): Automobile Insurance, Compensation (Psychology), Damages, Medical jurisprudence, Pain, Personal injuries, Public opinion, Suffering 'The injury industry and the remedy of no-fault auto insurance' -- subject(s): Insurance, No-fault automobile, Liability for traffic accidents 'The Lawsuit Lottery' -- subject(s): Accident Insurance, Accident law, Actions and defenses 'Five 20th century college presidents'
No, your Homeowners Insurance will not. Your Medical Insurance Will.
If you have medical payments in your insurance. Liability only does not pay medical benefits. And the medical bills have to be the result of an auto accident.
Your own liability insurance will never pay for the damage to your property or for your medical expenses. Your collision insurance pays for damage to your property, if it is your fault. Your Uninsured Motorist Insurance or Underinsured Motorist Insurance pays for damage to your property if caused by someone else who is uninsured or under-insured. Your liability insurance will pay for the damage to someone else's property or for someone else's medical expenses, if it is your fault. Someone else's liability insurance will pay for the damage to your property or for your medical expenses, if it is their fault.
Car insurance wont cover health insurance. Car insurance will cover any medical bills related to an automobile accident you are involved in though. If you were in an automobile accident, contact your auto insurance company right away.