Home Improvement / Heating Ventilating and Air Conditioning / Insurance / Homeowner's Insurance / Fireplaces
Does your home insurance go up if you install a fireplace?
It may go up but not for the reason you think. For most company, fireplace do not constitute an increased risk for coverage. However, the rebuilding of the home would change. If your home is destroyed, you would want the rebuilding to include the fireplace. Thus, the insurance amount would increase as would the premium....very moderate change.