no
No, your Homeowners Insurance will not. Your Medical Insurance Will.
No. Your homeowners insurance coverage is specific to the named insured(s). It does not cover the property of another.
No. Your homeowners will only cover personal injury if it occurs on the property listed on the policy.
Your home insurance property coverage portion of your policy would not provide coverage for property of another. However, If you are found liable for damage to your neighbors property your liability coverage would invoke. Most homeowners Insurance policies come as a package with some level of Liability Insurance unless you purchased stand alone property only coverage.
No. The property of your guest is not and can not be scheduled on your homeowners policy simply because it does not belong to you. You also can not be held liable for the criminal acts of another.
Actually, This is covered under your Contractors General Liability Insurance. If your contracting builder does not have insurance, you need to get rid of him, and find another contractor immediately.
Yes. For a theft loss, conditions and limitations on the amount of coverage may be applicable. Additonally, many policies limit the amount of coverage to 10% of the total policy limit for contents for all covered losses away from the residence premises. //
hazard insurance is another way to say homeowners insurance - they should be referring to the same thing
Not if the injury occurred away from the home No. And also not if any crime was involved.
No, unless the damage was caused by another person being negligent by letting their pet loose to cause damage to another's property.
Not if it is your couch and your dog. If your animal damages a neighbor's property, he may have a claim against your homeowner's liability insurance, or vice versa if it is your property and another person's dog.
Actually you can't just add it. For rented property you need Dwelling coverage. Your homeowners insurance policy becomes automatically null and void when the property is rented out to another. You can have your agent endorse your policy for rental dwelling coverage or you can have your agent re-write the policy on the appropriate dwelling coverage form. Homeowners insurance is for owner occupied homes. Dwelling insurance is the landlords insurance for rented properties