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Insurance Grace PeriodNo, any grace period would have passed before the policy went to cancelled status. Once the policy is cancelled that means any grace period that may have been afforded will have expired.

If you were still within any regulatory grace period then your policy will not be in cancelled status, it would be in cancellation pending status.

They are not legally obligated, most carriers do give you a time to re-instate however

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โˆ™ 2015-07-15 20:50:26
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Q: Does your insurance company legally have to give you a grace period after you are cancelled?
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Related Questions

Do you have to tell auto insurance in Kansas about all your speeding ticket when looking for insurance?

Insurance companies ask if you've had any accidents or traffic violations within a period of time. If you admit, your insurance rate will likely be higher. If you lie and the insurance company finds out (and they will), your insurance will be cancelled.

Can you reinstate your health insurance if it has been cancelled for nonpayment?

Yes. Most health insurance policies have a grace period for you to pay that is mandated to be at least ten days. After that your policy is cancelled and you have a reinstatement period. That is mandated at either 10 or 30 days. After this period your insurance is lost for good and cannot be reinstated. you must re apply as a new member.

In the State of Indiana is there a grace period when a homeowners insurance policy expires before it is cancelled?

When an insurance company decides to cancel your policy, they are required to give you approximately 15-30 day notice. The time period required depends on the reason for cancellation. The best thing to do is to call your state department of insurance. Be sure to have the letter from the insurance company available, so that you can read verbatim why you are being canceled. The Indiana Department of Insurance website is

If your insurance gets cancelled for non-payment can you get insurance with another company or do you need to pay the outstanding balance first?

Is there really an outstanding balance? Did the company give you insurance beyond any grace period for some sort of promise-to-pay? If not, there should be nothing owed to the old company, and you could probably get re-instated with them. A new company will cover you as soon as you pay their first premium.

Is there a legal grace period for cancelled auto insurance?

Every state has their own guidelines, consult with a local insurance agent for more information.

What can you do to reinstate a life insurance policy when it has been cancelled due to a payment received 10 days after grace period?

Ask the Insurance Company if there is anyway they will reinstate and see what happens. Check your ACTUAL policy and see if you have any protections or guarantees.

Can a life insurance policy be cancelled after issued?

Yes for a couple of reason. Non-pay is the biggest. There is also a 2 year period in which the company can continue to underwrite you and if they found you lied on the application they can cancel the policy.

Is there a grace period for paying auto insurance in Arizona?

There is usually a ten day grace period before you insurance is canceled. It is not by the state as much by the policies of the individual insurance company.

Is there a grace period if a parent suddenly cancels a child's car insurance?

Only until the date of cancellation, can you stop a pending cancellation. Once it is cancelled, however, it is cancelled. You'll need to reinstate it immediately or face suspension of your driver's license. However, the child can pay for liability insurance and retain their license. The only grace period is the time between now and when the insurance actually expires.

How long does a person have to have a life insurance policy so that the insurance company cant question it?

It is a 2 year contestibility period.

What is basic term life insurance?

Term life insurance is what people call "pure insurance." You pay a premium for a specific period of time, usually 10 to 30 years, and the company will pay a death benefit to your beneficiary if you passed away in that time period. You designate an amount with the insurance company and they will pay exactly that amount.

Can your insurance company remove a speeding ticket before the normal 3 year period?


Lapse in car insurance?

A lapse in your auto insurance is a time period for which you had or have no coverage. Either your policy expired and was not renewed on schedule meaning you missed your renewal payment or you missed a monthly payment and the policy was cancelled.

Is there a grace period for auto insurance when you trade in your car on a weekend and your insurance agent is closed until Monday?

It depends on the insurance company. Most companies will provide at least a 14 day grace period, but to be safe inform your company before you get the car, then call after you get the car to give all the details.

If you lend your car to someone for a few months do they need insurance?

They really should have their own insurance if it will be a long period of time like a few months. However if they don't, your insurance will cover them if they only think the car was borrowed for a "short" period of time. If the period is long, your insurance company wants you to add them as a driver on your insurance which can raise your rates.

Can you legally drive a car after buying it before you get it registered or insured?

It depends on your local law, but generally speaking you get a temporary registration from the dealer. You will probably have to show proof of insurance to get your permanent registration. If you already have insurance, usually your new car will be automatically be covered for some short period of time under your existing policy, provided you notify your insurance company first.

What is a car insurance premium?

A car insurance premium is the amount of money paid to an insurance company for a 6 month period. It is cheaper to pay the full premium that pay each month.

Who is responsible if an insurance company insures the same property twice in the same claim period?

Who is responsible if an insurance company insures the same property twice in the same claim period varies depending on the structure of the contract. If a person signs two separate contracts, there could be two policies issued for that same property. If there was only a single contract signed, it might be the insurance company who is responsible.

What is term insurance?

Term Insurance is a life insurance policy , a contract between the insured and the life insurance company. Term insurance can be taken for a period of 5, 10, 15 or 30 years. In case of sudden death or loss of income, your family and loved ones need not suffer financial crisis as they would get a lump sum amount from the insurance company.

I am moving to Tennessee, do I get a grace period before having to switch from my out-of-state car insurance company to a TN company?

There are several things to remeber when you move. you are normally given a 30 day window to notify your insurance company of an adress change.

Can you drive while being pregnant?

Depends on your insurance company, check with them Its not against the law as far as I know but your insurance could be void after a certain period of pregnancy.

Do you need a drivers license to get car insurance in California?

I think you need to get a driver's license in any state to get car insurance period. An insurance company will not supply you with insurance if they don't have proof that you are licensed to do so. My suggestion to you...get a license!

What is contestability period in life insurance?

The Contestability Period in a life insurance policy is usually two years. You can find this by looking at the "Incontestable Clause" in your life insurance policy The Incontestable Clause states that after the life insurance policy is in force for two years, the insurance company cannot void it because of misrepresentation or concealment by the insured in obtaining the policy.

If you have medical insurance now but have pre existing condition can you still obtain medical insurance?

You can still have the insurance but it may not cover the condition due to a waiting period. Most insurances have a 1 year waiting period for pre-existing condtions but after that year you can be treated. Some insurance policies do not have a waiting period. So it all depends on the insurance and the policy you have. You need to contact the insurance company with your group and policy numbers to find out more info on the contract.

What does ''Catastrophic limit per person'' mean on an insurance plan?

On a health plan that is the limit the insurance company will pay over any period of time.