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Insurance Grace PeriodNo, any grace period would have passed before the policy went to cancelled status. Once the policy is cancelled that means any grace period that may have been afforded will have expired.

If you were still within any regulatory grace period then your policy will not be in cancelled status, it would be in cancellation pending status.

They are not legally obligated, most carriers do give you a time to re-instate however

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โˆ™ 2015-07-15 20:50:26
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Q: Does your insurance company legally have to give you a grace period after you are cancelled?
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Do you have to tell auto insurance in Kansas about all your speeding ticket when looking for insurance?

Insurance companies ask if you've had any accidents or traffic violations within a period of time. If you admit, your insurance rate will likely be higher. If you lie and the insurance company finds out (and they will), your insurance will be cancelled.

Can you reinstate your health insurance if it has been cancelled for nonpayment?

Yes. Most health insurance policies have a grace period for you to pay that is mandated to be at least ten days. After that your policy is cancelled and you have a reinstatement period. That is mandated at either 10 or 30 days. After this period your insurance is lost for good and cannot be reinstated. you must re apply as a new member.

If your insurance gets cancelled for non-payment can you get insurance with another company or do you need to pay the outstanding balance first?

Is there really an outstanding balance? Did the company give you insurance beyond any grace period for some sort of promise-to-pay? If not, there should be nothing owed to the old company, and you could probably get re-instated with them. A new company will cover you as soon as you pay their first premium.

Is there a legal grace period for cancelled auto insurance?

Every state has their own guidelines, consult with a local insurance agent for more information.

In the State of Indiana is there a grace period when a homeowners insurance policy expires before it is cancelled?

When an insurance company decides to cancel your policy, they are required to give you approximately 15-30 day notice. The time period required depends on the reason for cancellation. The best thing to do is to call your state department of insurance. Be sure to have the letter from the insurance company available, so that you can read verbatim why you are being canceled. The Indiana Department of Insurance website is

What can you do to reinstate a life insurance policy when it has been cancelled due to a payment received 10 days after grace period?

Ask the Insurance Company if there is anyway they will reinstate and see what happens. Check your ACTUAL policy and see if you have any protections or guarantees.

Can a life insurance policy be cancelled after issued?

Yes for a couple of reason. Non-pay is the biggest. There is also a 2 year period in which the company can continue to underwrite you and if they found you lied on the application they can cancel the policy.

Is there a grace period for paying auto insurance in Arizona?

There is usually a ten day grace period before you insurance is canceled. It is not by the state as much by the policies of the individual insurance company.

Is there a grace period if a parent suddenly cancels a child's car insurance?

Only until the date of cancellation, can you stop a pending cancellation. Once it is cancelled, however, it is cancelled. You'll need to reinstate it immediately or face suspension of your driver's license. However, the child can pay for liability insurance and retain their license. The only grace period is the time between now and when the insurance actually expires.

How long does a person have to have a life insurance policy so that the insurance company cant question it?

It is a 2 year contestibility period.

Can your insurance company remove a speeding ticket before the normal 3 year period?


What are the legal obligations of a moving company?

A moving company is legally obligated to movie a customer's belongings within the agreed time period. It is also legally obligated to assure that all items reach their destination.

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