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You should have coverages available but your policy is considered secondary to the insurance that is on the vehicle.

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Q: Does your insurance cover you if you crash a car while test driving?
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Related questions

If driving a car with no insurance will home owners insurance cover you?

Not in the UK. It is probably the same elsewhere in the world Home insurance will cover your legal liability, but not while driving a auto. Hence auto insurance. the best u can get out of ur home insurance is maybe ur contents in an auto accident.


Can you get car insurance even if you don't own a car?

Certainly, you can get liability insurance which will cover you while driving someone else's car.


Does car insurance cover you vehicle if it was the only car involved if you were driving intoxicated?

Read your policy. It may not cover you while you are DUI.


Will insurance cover an alcohol related crash?

Entirely dependent on whose fault it was. Did you crash your car while drunk? Typically no, unless you have full coverage. You need to look over your plan and speak with your agent. Plans different greatly in coverage. If you have liability only, no, insurance will not cover it.


Am I insured if I have an accident while driving some else's car?

If you have insurance yourself you are insured to drive someones car. If you have an accident your insurance will cover it.


How serious can a car crash be while texting while driving?

There can be fatalities as with any car crash.


Does your personal auto insurance cover an accident that might occur while driving for business purposes in a sales job?

No.


If your insurance will not cover your son during the 6 months he is driving with a learner's permit what happens if he is involved in a car accident while driving with an adult?

Your auto insurance will cover your son while on a lerners permit. Check with your company as some require that he be listed as a driver and you must pay premium while others do not require that he be listed until he gets his regular license. If you insurance is telling you that there is no coverage while he is on the permit then you need a different insurance company.


Will your insurance cover your car if you crashed while drunk driving?

If you have full covered insurance YES. Otherwise it will only cover the other person. DUI accident its just like a regular accident, with the difference that you will go to jail.


Do you need short term car insurance if you am moving out of state for a few months but then moving back?

If you have a vehicle that you will be driving you will need to have insurance on it no matter what. You will not need any special insurance. Your regular insurance will cover you while you are out of state.


If I am not on my mom's insurance policy and while i was sitting at a red light while driving her car i get rear ended Will the insurance claim go through?

Probably, but the other guy's insurance company should cover it since he was liable (unless it was a hit and run).


Can you sign a waiver stating that your auto insurance will be responsible for you while you are a passenger in a company vehicle and do you need the permission of your insurance company to do that?

If you have liability insurance your insurance should cover you while driving another vehicle with permission of the owner. The problem with a company truck is the limit of liability you might have to have.