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Generally speaking, if your insurance has to pay out, then there probably will be an increase. Good luck.

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โˆ™ 2005-09-17 06:14:22
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Q: Does your premium go up if someone without insurance had permission to drive your car and gets into an accident that was their fault in NJ?
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Related questions

If someone is driving your car and you do not have them on your insurance and they get into accident are you covered?

Although it depends on your insurance, the driver is covered if driving with your permission.


Which insurance would be liable if our 16 year old son was involved in an accident driving someone elses auto with their permission ours or the owners?

The owners insurance will be responsible for coverage in an accident involving permissive use of their vehicle.


If your car was lent to someone with a restricted license without your permission resulting in an accident and they are covered under their parents insurance who's insurance should pay?

In a perfect world, they would pay. Unfortunately, your car is covered by your insurance company and if the accident was the fault of your friend (in your car), then you insurance company must pay. If all of this was without your permission, you could press charges and try taking the person to small claims court for damamges.


Will AARP cover a minor accident if someone else was driving your car?

ANY driver with permission to drive that car by the owner is covered under that car's insurance policy. Insurance goes with the car...not the driver.


If you have a car accident in someone else's car and they have full coverage will that cover the damages to the car you hit?

Usually, if the driver had the owner's permission to drive. What happens if the car is owned by the person that has the accident but the insurance is in your name? However you no longer want to be in that relationship or to have to pay that insurance?


What can you do if you have liability who was hit by someone with liability insurance?

If you have liability for an accident, you will need to contact your insurance company. If you do not have liability insurance, you may need to pay for the accident out of pocket.


What insurance provides medical and property damage coverage if you are in an accident with someone who does not have insurance?

Usually your own insurance.


What type of car insurance is needed if you injure someone else in an accident?

naidu insurance


If someone was driving your vehicle with your permission and was at fault in an accident will it go on your motor vehicle record that you were at fault?

While your insurance company only cares who pays the insurance policy, the DMV doesn't care who owns the car. The driver who causes the accident will have it show up on his/her driving record (if there was a ticket issued).


Can someone go and buy insurance from another agency immediately after an accident to avoid the increase in the insurance premium?

Many people do this, but it is not recommended. It is still considered an attempt to defraud. I recommend that you use this situation to check around for cheaper insurance with the new accident as a part of your quote. Some insurance agents will pull your record and not see it, and not include it in the quote, you may fly under the radar for that first year, and enjoy a lower premium, but let that be something that they do. Just be careful with disclosure laws, many insurance companies deny claims when people leave things out.


What are car insurance laws in California if someone hits me and they are at fault?

They or their insurance company needs to pay for damage and medical bills in the accident. If they don't have insurance, they can still be sued for the accident by the victims insurance company.


What if someone drives your car and has an accident?

Your insurance rate will increase.


If I was in a accident with someone who had insurancee in their fathers name and that insurance doesn't cover all my bill and his son got insurance through another company will that insurance kick in.?

NO. the accident happened while he had his fathers car insurance. If he switches insurance he still uses the insurance he had when he got into his accident. However, your health insurance with pick up the difference.


What happens if accident is your fault?

Well Someone will sue you and the insurance will do something about it!


If an unisured driver has an accident in your car will your insurance still cover it?

Probably. When you purchase insurance, you are insuring the car. If you drive someone else's car and have an accident, their insurance should cover the costs (but their insurance *may* sue your insurance company for compensation/reimbursement.)


If someone with no drivers license nor insurance has an accident with your car are you liable?

Generally yes , UNLESS they took your car without your permission, in which case you should have them arrested for car theft to protect yourself financially


Will progressive insurance cover an accident if someone else drives your car?

If it was someone you lent your car to, then it should


Will your insurance cover an accident if someone else was driving your car with a revoked license?

Barring any exclusions in your policy if the driver had your permission to drive they will be considered an insured driver thus afforded coverage.


When an individual has an automobile accident and someone is injured are they required to complete an accident injury claim with their insurance company?

When people have accidents in their automobile and someone is injured it is required to report it to the police and to their insurance company. This is because the injured person may need a doctors care and the person responsible for the accident is the one that will be required to pay through their insurance company.


If you have auto insurance get into an accident while driving someone elses vehicle will you be covered by your insurance?

You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.


Will your premiums increase with no-fault insurance if someone hits you when your car is parked?

The insurance company has no reason to raise your premium, the situation was completely out of your hands.


What happens when you have permission to drive someone elses car and have an accident and you only have a learners permit?

then your both screwed


Can you claim on someone's insurance for an accident caused due to them parking on a corner blocking view of road?

If they were not parked illegally then they are not responsible for your accident.


In motor vehicle accident and person at fault has no insurance?

When someone causes an accident and he has no insurance, he is liable to pay for the damages out of his own pocket. Some of the costs may be too much to bear and that is why people are better off having insurance.


If you have insurance with aig how long does an accident stay on your insurance?

I don't know exactly how AIG is setup but tickets and accidents usually stay on your insurance for 3yrs. During that 3yr. time frame you will have points on your insurance, the more points the higher the premium. Some companies will look back as far as 5yrs. If your accident is older than 3yrs. but still within 5 it my affect how your policy is tiered. The accident at that point my not cost you any points but because you have had a ticket or accident in the last 5yrs. you may be placed in a different tier than someone with a clean driving record because you are considered higher risk.