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Estimated workmen's compensation payout for injured index finger in IL?
Wiki User
∙ 12y ago
I actually asked this question because I was getting frustrated with trying to find the answer to help my husband. However, of course I found the answer after asking the question!
I found real help answering my question on the following website: http://www.workerscompensationinsurance.com, the answer provided by: Bob Bollinger, Attorney at Law and Board Certified Specialist in NC Workers' Compensation Law, Charlotte, NC
However, since I have done extensive research about this on many websites I am also adding this other information in the hopes of helping anyone in a similar situation. If you live in IL, this website is very helpful:http://www.woodrufflawyers.com/CM/WorkersCompensation/Guide-To-Workers-Compensation-In-Illinois.asp
I found looking for information on websites set up by lawfirms that deal with workmen's compensation issues very helpful.
The workmen's comp. settlement will depend on the impairment rating given to the, in this case, index finger by the doctor when you are released from his/her care. I know from experience that the doctor may not tell you, so in this case you need to find this out from the insurance company that covers your work injuries. In IL, it varies slightly in certain states, an index finger is worth 40 weeks of benefits if it is permanently partially disabled, as is the case with my husband, and he received a 5% impairment rating. It is important to note that there are several types of Permanent Partial Disability and that total loss of use of an index finger is worth 46 weeks.
Concerning Weekly Benefits: You are entitled to 66 2/3% percent of your average weekly wage during any period of time you are unable to work because of the injury. This payment is tax-free and is based on the average weekly earnings during the 52 weeks prior to the injury.
So, to calculate his particular settlement, I first calculated 5% of 40 weeks (5*.40)=2. My husband's weekly wage was $560, so 560*.66(2/3)=246.40. He was gone 7 work days, so 246.4/5=$49.28/workday, so 246.4+98.56(49.28*2)=$344.96 and then you take 344.96*2=$689.92
Additionally, employees are entitled to compensation for disfigurement (scarring).
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∙ 12y ago
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∙ 11y ago50,000,000.00 enjoy!
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