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Ex-girlfriend has a life insurance policy on you What happens to the policy now that you aren't together anymore?
Wiki User
∙ 12y ago
If the ex-girlfriend is the owner of the policy (she pays the premiums) then she is the only one who can change the beneficiary. However, most insurance companies do not allow someone to take out a life insurance policy on someone they do not have a reasonable connection to. One cannot take a policy out on their teacher, best friend, third cousin by marriage twice removed, etc. Life insurance policies generally are only approved for spouses, children, and key employees in a business. However, insurance is controlled by the Department of Insurance in each state, and thus are governed by their own regulations. Since she was able to get the life insurance policy in the first place, she will probably be able to collect on that policy in the event of your death. Like I said though, it is different in every state, and my license is only in Ohio, so you would have to contact that particular insurance company to find out their laws. (as you are not the owner of the policy, it may be difficult for you to be get any personal information about the insurance covering you, but you may be able to get general questions about that state's laws answered.)
Wiki User
∙ 12y ago
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