No it is not a surcharge able occurrence however it can determine your premium in New Jersey because it can be a future predictor of claims
Added; There are those occasions in which the investigator could possibly charge both parties with negligence contributing to the collision, but insurance companies like things cut- and-dried and will usually make their own determinations based on their bottom-line payout.
You can file a claim with the at fault drivers Insurance Company yourself. You don't have to wait for the insured to do it. Just call them up report the accident and request a claim number. They are required by law to assign an adjuster whether or not their insured has reported it to them.
Fliling a ClaimThis is generally done by telephone. Just call up the insurance company and give them notice and a description of the accident. They will assign a claims adjuster who will will follow up with you and their insured. It's really very simple. Answerwell, do you mean others like the other party that was involved with the accident? or other drivers insurance like you were driving ur buddies car and got into an accident? Well if it was the first one then you just call your insurance company, make a claim, they will proceed to ask you for the Third parties information, then the insurance company does all the work for you.. i would always call as if the third party calls and lies and tell his insurance company you were at fault, it can affect you later in life.If its ur buddies insurance you want to make a claim under, call his insurance company and make a claim. Simple
The long term insurance coverer for you does The long term insurance coverer for you does
Once you've reported an accident to your insurance company they will assign a claims adjuster to your file. The claims adjuster will meet you in person or contact you by phone to determine what is covered by your policy. The claims adjuster will let you know where to take your vehicle to be assessed to determine if it is a write off or repairable. If the accident was the fault of another party, then your adjuster will contact the other insurance company of the other party, assuming you were able to obtain the information of the other party. If anyone was injured in the accident then information from a doctor will need to be provided to the insurance company, so they assess financial compensation for the injury and time off work.
An insurance company can assign fault regardless if a police report is filed or not. A police report is simply a report made by a neutral party at an accident scene. I believe there have been cases where insurance companies have assigned fault to one party when the opposing party was initially named at fault in a report.
One example of assigning Life insurance is if a court orders you to assign your life insurance to a former spouse. Another example is if you were terminally ill, you could assign a viatical company who would pay you a portion of the policy and after your death the company would receive the benefits. Anyone thinking about this should consult a lawyer.
If you wanted to assign multiple drivers to the same fleet card what would you do?
If you wanted to assign multiple drivers to the same fleet card what would you do?
The same as any claim. You just call the insurance company and notify them of your loss. If coverage is available then they will assign you a claim number and begin to process your claim.
You must request a "change of" form from the insurance company that issued the policy. Then, the old owner must assign new ownership, and both the old owner and the new owner must sign the form, mail it to the insurance company. Once received and processed, the insurance company will issue an endorsement to the policy, indicating the change of ownership.
First, notify your employer that the accident has happened. They will need to file a report with the State Worker's Compensation Board. (You should follow up to make sure this was done.) Next, see a doctor (your employer may assign an appropriate doctor) who can document the extent of your injury. Finally, submit all of your documentation of the accident to your employer's insurance company. Be sure to do all of this quickly; there is a set amount of time allowed for claims to be filed.
All life insurance companies have a "Policy owner change form". Your agent can provide it, or you can contact your company directly.