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The insurance company doesn't own your vehicle, You pay them, they don't have the right to tell you were to go. you can fix it at home, and make them pay for rental too. New Jersey,New York, and many other states has a law against "Steering Customers" to "Their Shops" IT IS YOUR CAR AND YOUR CHOICE WHERE TO REPAIR YOUR CAR. We offer free service in this field call 201-955-0606 anytime.

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Q: For collision repair can you chose repair shop or msut you go where the insurance company requires?
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Where's the closet collision insurance company in Houston Texas?

Houston Astro Collision and Auto Body Center offers the very best in customer care, Insurance Claims and superior Collision Repair technicians. They also have very good prices.


Can you pay your auto insurance deductile after repair work is done?

I think this depends on the insurance company. When I was in an accident (I was at fault), the insurance company required my collision deductable up front before they started repairs on my car.


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When you arrange for auto insurance, you have a number of options for the type of coverage you want. Collision repair is one of those options. If the vehicle is financed, collision and comprehensive coverage are required. If coverage exists, refer to the policy for details. www.insurance.com


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In automobile insurance, collision coverage provides for repairing a vehicle when it is damaged due to the fault of the insured. Liability insurance provides for cost of repair of the OTHER vehicle if you damaged it.


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It really depends what state you live in. Although if you have full coverage on your vehicle you should report through your company and your company will go after the other insurance company to get their money back. If you have no collision coverage for your vehicle then you will need to file with the other insurance company and they will decide who was at fault for the accident, if their insured is at fault they will repair your vehicle


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When you are involved in an accident, the first thing you want to do is have your car repaired so that you can use it again. The right collision repair shop should be affordable and have the ability to repair your car within a reasonable time frame. Check With Your Insurance Many insurance companies are affiliated with specific collision repair shops. The customers of the insurance company may receive a discount if they have their collision repair work done through the affiliated shop. Talk with your insurance agent about your options regarding local collision repair shops. Even if there are no specific affiliations with your insurance company, your agent will be able to recommend repair shops that have done a good job with other clients he or she has sent for repair work. Insurance agents deal with collision repair daily as part of their work, which makes them excellent sources of information. Use a Specialist When Necessary There are some collision repair jobs that require special skills and knowledge to repair properly. If you have an older car, for example, you will want to find a repair shop that understands how to restore and repair the materials that older cars are made from. These shops will also have access to parts that are made to fit older cars. The majority of collision repair shops only deal with cars that were made in the last ten to twenty years, which limits them when it comes to working on a vintage car. Get Several Different Estimates Do not settle for the first estimate you receive from one collision repair shop. Call around and get estimates from several different locations before you make your final choice. You may find that the price quotes vary a great deal from one shop to the next. Part of the price difference may include craftsmanship, so the lowest price is not always the best option. But you should find out if you are being charged a much higher rate than you could be charged from other shops. Talk with each shop about their reasoning behind the rate that they quote you so that you will understand why the rates are different.


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Instead of cosmetic repair to my older car I would like to save money toward another car. IC told me to take car to collision shop to repair. How do I collect money direct?

You can request that the insurance company send the check directly to you and not to the collision or body shop. You will have to take the car to their authorized collision center for them to determine the damages and costs to repair. But you have the right to fix the car at any repair shop, or to not fix at all. The insurance company cannot force you to fix the damage. Once you get the estimate from the collision shop submit it to the insurance company and request that they send payment directly to you. You can tell them you are looking for your own repair shop or want to fix later or may not fix at all. But you have a right to that claim check regardless. The check will probably be the estimate minus your deductible. Also, the insurance company will not pay more if you do take to another shop and they want more money to fix. I had a dent and paint scratch and had the check mailed to me, and also did this with an accident claim when someone hit me. It is legal, and it is your right. I live in PA, the only thing you might want to check is state laws on this, find out if there are any laws or regulations of your state that disallow this, but I doubt it. Also, just remember that the value of the car will be reduced by not fixing the damage. Just ask your insurance company to send you the check. Hope this helps!


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