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Pre-exisiting conditions and current lifestyle habits are both reasons for coverage denial. Additionally, the commission of insurance fraud may be a reason.

In general, all insurers have "underwriting guidelines" which define the parameters of the risks that they are willing to assume. If your health or related conditions do not fit within those parameters, you may be denied. Note, though, that the law of the state involved may prohibit the insurer from relying upon one or more reasons for denying an application for coverage.

Generally, the state insurance regulator must approve the underwriting guidelines that the insurer employs as a condition of getting authority to conduct business in the state.

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โˆ™ 2011-05-15 01:46:46
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Q: For what reasons can you be denied health insurance?
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Related questions

Why would someone be denied life insurance?

lost of reasons, bad health, old age, dangerous job, family history. i am sure there are more.

How do you get life insurance if you have been denied because of health?

you go get a lawyer . :)

Can I be denied health insurance due to preexisting medical conditions if my job switches health insurance carriers?

No, because group insurance is normally guaranteed-issue, so they have to insurance no matter what conditions you have.

If you apply for health insurance will you be denied if your employer also offers health insurance?

No, an insurance company will generally not use the availability of employer-sponsored health insurance as a criteria in determining your eligibility for a private policy. Agent

If you are denied temporary health insurance can you still be eligible for insurance from the same company when you start your new job?

Generally yes. Most employer coverage is guaranteed issue. If you applied for an individual coverage and were denied for underwriting reasons that should have no effect on the employer plan. In fact, it is common for someone with an uninsurable condition to make the availablility of health insurance a prime consideration when looking for a new job for this very reason.

What is Obama's proposals for health care?

Children may stay on their parents insurance until age 26. People cannot be denied health insurance for pre-existing conditions Everyone must buy health insurance.

Why are health insurance policies for individuals so expensive?

There are many reasons that Health Insurance is so expensive. Some reasons are the cost of prescription medicines are high, and also the Health Insurance companies need to make a profit as well.

Can you be denied group health insurance if you have genital herpes?

With the passage of the Affordable Care Act (Obamacare), pre-existing conditions are no longer a barrier to health insurance coverage.

Can an employer deny group health insurance because of heart disease?

No, true Group insurance cannot deny enrollment for health reasons.

Why is total wipeout filmed in Argentina?

Insurance reasons health and safety

Can you be denied health insurance if you get on a group health insurance plan?

In California small group plans are guaranteed issue, which means you would not be denied. The HR person of his prospective employer would be able to tell you if they have a guaranteed issue plan.California has the Major Risk program too. If you live in another state, you can check their insurance programs online.

Can you be denied Home Owners Insurance or be denied from increasing your current amount of coverage if you have PTSD?

I don't think mental health prevents you from obtaining or increasing home owners insurance. I have never heard of this happening and it seems like it would be unfair.

Can insurance be denied if you rent your home?

What kind of Insurance?

Why would a senior citizen need health insurance?

Health insurance is a system by which some or all of a person's health care costs are covered by an insurance company in exhange for regular payments. Senior citizens need health insurance for the same reasons everyone else does; they have health problems and need some help paying for medical care.

Can a person be denied medical services due to no insurance in NC?

can a person be denied medical servises due to no insurance

Where can someone go to obtain temporary health insurance coverage?

Temporary health insurance coverage can be needed for a few different reasons. One of the most common reasons is losing a job. When you lose a job you can always apply for COBRA coverage.

Can you be denied health insurance coverage?

Yes on Individual plans. Employer Groups have guarantees If you're denied as an Individual there may be a State Risk Pool for you

Can you be denied individual health insurance due to cervical dysplasia?

Possibly. I say this because my wife was diagnosed with that and had to have a LEEP procedure done. Blue Cross Blue Shield denied us due to that.

How can I get free health insurance?

Free health insurance is available only to those citizens and immigrants who are eligible, for such reasons as low income, medical conditions, or being a certain age.

Can you be denied health insurance if you had a driving under the influence ticket?

Absolutely - the insurance company would view you as a 'high risk' because of your DUI. Any insurance company can refuse to insure you - they don't have to give a reason !

What were the main provisions enacted by the Health Insurance Reform bill introduced in 2013?

The main provisions enacted by the Health Insurance Reform bill introduced in 2013 are patient protection and affordable healthcare for all. This means that no patient will be denied care.

How many Hispanics do not have health insurance?

25% of Hispanics in the USA do not have health insurance. do not have health insurance?

How may the explosion in the popularity of health insurance since the 1960s be explained?

One of the primary reasons for the growth of the accident/health insurance industry was the advent in the 1970s of modified agreements that shifted a greater amount of health care risk to the employers

What is the simile for as agile as a?

Agile Health Insurance makes it simple to choose, compare & apply online for affordable Health Insurance from leading Health Insurance Companies with ObamaCare options, Short-Term Health & Dental Insurance too!

What part of speech is agile?

Agile Health Insurance makes it simple to choose, compare & apply online for affordable Health Insurance from leading Health Insurance Companies with ObamaCare options, Short-Term Health & Dental Insurance too!