Pre-exisiting conditions and current lifestyle habits are both reasons for coverage denial. Additionally, the commission of insurance fraud may be a reason.
In general, all insurers have "underwriting guidelines" which define the parameters of the risks that they are willing to assume. If your health or related conditions do not fit within those parameters, you may be denied. Note, though, that the law of the state involved may prohibit the insurer from relying upon one or more reasons for denying an application for coverage.
Generally, the state insurance regulator must approve the underwriting guidelines that the insurer employs as a condition of getting authority to conduct business in the state.
lost of reasons, bad health, old age, dangerous job, family history. i am sure there are more.
you go get a lawyer . :)
No, because group insurance is normally guaranteed-issue, so they have to insurance no matter what conditions you have.
No, an insurance company will generally not use the availability of employer-sponsored health insurance as a criteria in determining your eligibility for a private policy. Agent http://www.anyhealthinsurance.com
Generally yes. Most employer coverage is guaranteed issue. If you applied for an individual coverage and were denied for underwriting reasons that should have no effect on the employer plan. In fact, it is common for someone with an uninsurable condition to make the availablility of health insurance a prime consideration when looking for a new job for this very reason.
Children may stay on their parents insurance until age 26. People cannot be denied health insurance for pre-existing conditions Everyone must buy health insurance.
There are many reasons that Health Insurance is so expensive. Some reasons are the cost of prescription medicines are high, and also the Health Insurance companies need to make a profit as well.
With the passage of the Affordable Care Act (Obamacare), pre-existing conditions are no longer a barrier to health insurance coverage.
No, true Group insurance cannot deny enrollment for health reasons.
Insurance reasons health and safety
In California small group plans are guaranteed issue, which means you would not be denied. The HR person of his prospective employer would be able to tell you if they have a guaranteed issue plan.California has the Major Risk program too. If you live in another state, you can check their insurance programs online.
I don't think mental health prevents you from obtaining or increasing home owners insurance. I have never heard of this happening and it seems like it would be unfair.
What kind of Insurance?
Health insurance is a system by which some or all of a person's health care costs are covered by an insurance company in exhange for regular payments. Senior citizens need health insurance for the same reasons everyone else does; they have health problems and need some help paying for medical care.
can a person be denied medical servises due to no insurance
Temporary health insurance coverage can be needed for a few different reasons. One of the most common reasons is losing a job. When you lose a job you can always apply for COBRA coverage.
Yes on Individual plans. Employer Groups have guarantees If you're denied as an Individual there may be a State Risk Pool for you http://www.nahu.org/legislative/HRPs/index.cfm
Possibly. I say this because my wife was diagnosed with that and had to have a LEEP procedure done. Blue Cross Blue Shield denied us due to that.
Free health insurance is available only to those citizens and immigrants who are eligible, for such reasons as low income, medical conditions, or being a certain age.
Absolutely - the insurance company would view you as a 'high risk' because of your DUI. Any insurance company can refuse to insure you - they don't have to give a reason !
The main provisions enacted by the Health Insurance Reform bill introduced in 2013 are patient protection and affordable healthcare for all. This means that no patient will be denied care.
25% of Hispanics in the USA do not have health insurance. do not have health insurance?
One of the primary reasons for the growth of the accident/health insurance industry was the advent in the 1970s of modified agreements that shifted a greater amount of health care risk to the employers
Agile Health Insurance makes it simple to choose, compare & apply online for affordable Health Insurance from leading Health Insurance Companies with ObamaCare options, Short-Term Health & Dental Insurance too! cutt.ly/RhBDH4J
Agile Health Insurance makes it simple to choose, compare & apply online for affordable Health Insurance from leading Health Insurance Companies with ObamaCare options, Short-Term Health & Dental Insurance too! exe.io/N3EGzM