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Pre-exisiting conditions and current lifestyle habits are both reasons for coverage denial. Additionally, the commission of insurance fraud may be a reason.
In general, all insurers have "underwriting guidelines" which define the parameters of the risks that they are willing to assume. If your health or related conditions do not fit within those parameters, you may be denied. Note, though, that the law of the state involved may prohibit the insurer from relying upon one or more reasons for denying an application for coverage.
Generally, the state insurance regulator must approve the underwriting guidelines that the insurer employs as a condition of getting authority to conduct business in the state.
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Why would someone be denied life insurance?
lost of reasons, bad health, old age, dangerous job, family history. i am sure there are more.
How do you get life insurance if you have been denied because of health?
you go get a lawyer . :)
If you are denied temporary health insurance can you still be eligible for insurance from the same company when you start your new job?
Generally yes. Most employer coverage is guaranteed issue. If you applied for an individual coverage and were denied for underwriting reasons that should have no effect on the employer plan. In fact, it is common for someone with an uninsurable condition to make the availablility of health insurance a prime consideration when looking for a new job for this very reason.
Can I be denied health insurance due to preexisting medical conditions if my job switches health insurance carriers?
No, because group insurance is normally guaranteed-issue, so they have to insurance no matter what conditions you have.
If you apply for health insurance will you be denied if your employer also offers health insurance?
No, an insurance company will generally not use the availability of employer-sponsored health insurance as a criteria in determining your eligibility for a private policy. Agent http://www.anyhealthinsurance.com
Why are health insurance policies for individuals so expensive?
There are many reasons that Health Insurance is so expensive. Some reasons are the cost of prescription medicines are high, and also the Health Insurance companies need to make a profit as well.
Can you be denied health insurance if you get on a group health insurance plan?
In California small group plans are guaranteed issue, which means you would not be denied. The HR person of his prospective employer would be able to tell you if they have a guaranteed issue plan.California has the Major Risk program too. If you live in another state, you can check their insurance programs online.
Can an employer deny group health insurance because of heart disease?
No, true Group insurance cannot deny enrollment for health reasons.
Why is total wipeout filmed in Argentina?
Insurance reasons health and safety
Can you be denied Home Owners Insurance or be denied from increasing your current amount of coverage if you have PTSD?
I don't think mental health prevents you from obtaining or increasing home owners insurance. I have never heard of this happening and it seems like it would be unfair.
Can you be denied health insurance coverage?
Yes on Individual plans. Employer Groups have guarantees If you're denied as an Individual there may be a State Risk Pool for you http://www.nahu.org/legislative/HRPs/index.cfm
Can you be denied individual health insurance due to cervical dysplasia?
Possibly. I say this because my wife was diagnosed with that and had to have a LEEP procedure done. Blue Cross Blue Shield denied us due to that.
