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Pre-exisiting conditions and current lifestyle habits are both reasons for coverage denial. Additionally, the commission of insurance fraud may be a reason.

In general, all insurers have "underwriting guidelines" which define the parameters of the risks that they are willing to assume. If your health or related conditions do not fit within those parameters, you may be denied. Note, though, that the law of the state involved may prohibit the insurer from relying upon one or more reasons for denying an application for coverage.

Generally, the state insurance regulator must approve the underwriting guidelines that the insurer employs as a condition of getting authority to conduct business in the state.

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โˆ™ 2011-05-15 01:46:46
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Q: For what reasons can you be denied health insurance?
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Related questions

Why would someone be denied life insurance?

lost of reasons, bad health, old age, dangerous job, family history. i am sure there are more.

How do you get life insurance if you have been denied because of health?

you go get a lawyer . :)

Can I be denied health insurance due to preexisting medical conditions if my job switches health insurance carriers?

No, because group insurance is normally guaranteed-issue, so they have to insurance no matter what conditions you have.

If you apply for health insurance will you be denied if your employer also offers health insurance?

No, an insurance company will generally not use the availability of employer-sponsored health insurance as a criteria in determining your eligibility for a private policy. Agent

If you are denied temporary health insurance can you still be eligible for insurance from the same company when you start your new job?

Generally yes. Most employer coverage is guaranteed issue. If you applied for an individual coverage and were denied for underwriting reasons that should have no effect on the employer plan. In fact, it is common for someone with an uninsurable condition to make the availablility of health insurance a prime consideration when looking for a new job for this very reason.

What is Obama's proposals for health care?

Children may stay on their parents insurance until age 26. People cannot be denied health insurance for pre-existing conditions Everyone must buy health insurance.

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There are many reasons that Health Insurance is so expensive. Some reasons are the cost of prescription medicines are high, and also the Health Insurance companies need to make a profit as well.

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No, true Group insurance cannot deny enrollment for health reasons.

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Can you be denied health insurance if you get on a group health insurance plan?

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