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“Have colon cancer, getting chemo and employer dropped insurance coverage and COBRA is $700/month.”

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Q: Have colon cancer, getting chemo and employer dropped insurance coverage and COBRA is $700/month.?
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Can a spouse be dropped from employer's insurance if spouse is insured?

Yes you can select whatever coverage you want through your employer. However, your enrollment is through your employer and they usually only allow you to make changes to your coverage during open enrollement (the beginning of the year most commonly).


Who's responsible for the bill if your wife's insurance dropped you because your employer offered insurance then you became ill and found out you were not covered?

Why didn't you take coverage from YOUR employer? Did you sign a waiver at your wife's job? Why weren't you covered at your job? Were you offered COBRA? www.SteveShorr.com/cobra.htm


Can you drop insurance with your employer and use your spouses insurance as primary?

yes If you drop your insurance, your spouse's insurance would not be primary. It would be the only insurance you'd have. "Primary" only comes into play if you are covered by more than one policy. You should check carefully before dropping your own insurance. First of all, be sure your spouse can get family coverage through his employer. My employer only offers individual coverage because family coverage is so expensive. Second, if you both have family coverage, keep the policy with the best benefit-to-cost ratio. If your spouse's policy is cheap but has a high deductible, and yours is more expensive but has only fairly small co-pays, you may have reason to chose one over the other. Or, keep the insurance of the spouse whose job is most likely to still exist several years into the future. If I dropped my insurance I would ask my employer to increase my salary since benefits are part of your compensation, and dropping your insurance saves your employer a great deal of money.


What can you do if your employer does not pay the health insurance on time and the insurance is dropped?

we should see wether the employee has any cobra benifits....


Does insurance cover hysterectomy?

Yes, my mother has had one and she is fully covered. There is no reason for them not to cover her unless her employer doesn't offer health insurance or she can not afford it. Those are the main circumstances. One last reason is if her health insurance has dropped her for a previous reason such as she did not notify them of a past medical issue. Hysterectomy is not a reason for no coverage.


Is it illegal to remove spouse from health insurance without their knowing?

No, it is not illegal. If it is a group plan (through an employer), the employee could submit the enrollment change without the spouse's signature. The employer or insurer would not question it, since he or she is still married to the person. The spouse would know that he or she had been dropped when a COBRA notice arrives, assuming the employer offers COBRA coverage.


Can an employer drop insurance without notifying employees and employees continue to pay for insurance not knowing it has been dropped?

If such a scenario arises, the employer should be procecuted under the existing law of the land. A case has to be registered by the employees against the unscrupulous employer for cheating.


If your credit in poor and your home owners insurance dropped you can you have a sibling take out insurance on your house?

No, the only parties who can obtain coverage are the ones who actually own the home.


If you're a college student covered under your parent's medical insurance and you're getting married are you dropped from their coverage once married?

As soon as the insurance company gets wind that you are married they will drop you from their coverage. If you are caught using their insurance they will probably try to charge you with fraud or cancel your parents insurance.


How many years should you keep full insurance on a car?

If one has a car loan for a new or used car in most states they are required to keep full coverage insurance. After 5 to 6 years coverage can be dropped to liability if needed.


Will your full coverage auto insurance pay for your car if you where drinking and driving and had an accident?

They're pretty much obligated to do so, but recognize that you will probably be dropped from coverage as soon as they discover the DUI on your record.


Will your insurance company drop you if you were convicted for exhibition of speed in California?

Depending on which insurance company you have, it is possible that you will be dropped for conviction of exhibition of speed in California. The major insurance carriers will see you as a risk and will not want to provide coverage.