Probably. Records of cars and accident history are keep by the authorities and this will definitely affect your car insurance application.
Claims history will usually stay on a persons record for about 3 to 3 1/2 years, or maybe even 5 years, so the accident your daughter had last year will still show up for a while. Also, if they find the citation at the renewal, I think you will probably be looking at a significant increase.
In Texas an accident AND a ticket would add 3 surcharge points to the policy for most companies I'm familiar with.
Another option, if it's available, would be for you to have her take Defensive Driving if she is eligible to see if she can have the citation dismissed.
Yes, however it would be foolish of any person to uninsure a vehicle they own while they know it's being driven. Not only can the owner of the vehicle be issued a citation if a driver of their vehicle is caught without insurance, but if the driver causes an accident and their is no insurance on the vehicle, the owner of the car can be held responsible for the damages caused.
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
If your daughter is listed on your insurance policy and a premium is being collected for her, then she can use your insurance. If not, she will need to use her insurance policy at work.
My daughter just got a ticket for $970.
This is actually a pretty complicated question. If you have insurance and your daughter is on your policy, you are covered. No worries. If you have insurance and your daughter has her own insurance, you are covered. If you have insurance and your daughter has no insurance, is not on your policy, and isn't part of your household, you are probably OK. Insurance will accept her as an alternate driver. If you have insurance and your daughter has no insurance and no license, you most likely have a rider on your insurance policy that says she is not a covered driver. You may be screwed. Depending on the state you live in, you may still have minimum liability and the other coverages may be void. If you have no insurance and your daughter doesn't either, you are screwed. The other driver and their insurance company will sue her (as driver) and you (as registered owner) and you are each jointly liable for the full amount of damage. With no insurance company to negotiate for you, you will be paying till it hurts.
They may not if there is a clause in the insurance agreement that the insurance will not be paid out in the event that an unlicensed driver is in control
This would depend on the insurance company and the policies they offer.
Why do you care as long as your daughter has coverage? Are you wanting to pay for her to have insurance? Tell the Judge. How dare she.
quote on auto insurance for my 16 year old daughter
you can if your daughter is younger than 18 years. but they cant sell you an insurance if it is not under your name. you have to be able to have someone to insure.
No. Car insurance is insurance on the car not insurance on the driver.
If she was driving your car, notify your agent. If it was her mom's car, then her insurance is responsible, and, of course, if your daughter was driving her own vehicle, she would have her own insurance.