You can get company vehicle insurance at www.iaai.com.
The insurance status of the victim's vehicle is irrelevant. The at-fault insurance company will pay for your damages whether your car is insured or not.
Who owns the car, the co or the person?
The hire company will insist on some form of insurance.
A car must be insured by a company authorized to write policies in the state where the owner or primary operator resides.
Call the insurance company that the owner uses and ask them if it was insured. If you aren't sure what insurance company was used, DMV records should say whether the vehicle was insured or not.
The Owners Vehicle Policy offers primary first pay coverage. Any policy carried by the driver would invoke as secondary coverage.
994 means the vehicle is self-insured by the company it is registered to. Example : the NYPD uses 994 to indicate that they are self-insured.
You cannot insure a vehicle twice. Each vehicle needs to be insured with only one company at a time for all drivers.
by asking the owner of the vehicle.
Code 999 is typically a self-insured vehicle
You do not have to be the original owner to be on the insurance. You just need to call the insurance carriers company and ask that you be added as a driver on that vehicle.
It is very important too keep your company vehicle insured. I would suggest contacting AllState insurance for a quote.