You should be running an 'AVS' check which means the customer tells you the billing address of the card and you are only supposed to ship to that particular billing address. If the charge is disputed you can demonstrate that in fact you shipped to the proper address, if not you will lose the chargeback and now YOU are the victim of fraud (consumers really have very little to worry about with credit card fraud from what I have seen). Foreign transactions get trickier because many of those systems do not support the Address Verification System. Here is a rule of thumb that I follow, if its Japan, Australia, or any country in the EU I will take the risk. I will never ship to the Third World on a credit card.
I don't know why everyone bangs on about AVS which is frankly rubbish. There are systems out there that can tell you how far apart the customer's billing address and IP address are which is much more reliable!
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