You should be running an 'AVS' check which means the customer tells you the billing address of the card and you are only supposed to ship to that particular billing address. If the charge is disputed you can demonstrate that in fact you shipped to the proper address, if not you will lose the chargeback and now YOU are the victim of fraud (consumers really have very little to worry about with credit card fraud from what I have seen). Foreign transactions get trickier because many of those systems do not support the Address Verification System. Here is a rule of thumb that I follow, if its Japan, Australia, or any country in the EU I will take the risk. I will never ship to the Third World on a credit card.
I don't know why everyone bangs on about AVS which is frankly rubbish. There are systems out there that can tell you how far apart the customer's billing address and IP address are which is much more reliable!
Merchant accounts typicaly require a credit check. Google Checkout is available without a merchant account.
yes you can have merchant account eventhough you have bad credit, check on this CommercePaymentSystems.com
You should check your credit report once a year or if you think someone has stolen your identity. If you constantly check your credit it can actually damage it. Experian is a great place to check your credit.
Flagship Merchant Services, Merchant Warehouse, and National Bankcard are credit card merchant accounts that have the lowest rates. One can continue to check Business News Daily for more information.
check with your banks merchant services
There are websites available to help one determine if their identity has been stolen. One can also check their credit card statements for charges that are not familiar.
https://www.annualcreditreport.com/cra/index.jsp is a safe, easy way to check your credit report online.
Your credit score should not suffer if you have charges on a stolen car. Make sure you check with your bank.
Good question! For a merchant account, the 'creditworthiness' factor is usually always checked and might affect the decision for the approval. Poor credit would almost invariably result in the disapproval of your request for a merchant account. So instead of trying now and getting rejected, I'd suggest hanging on for a while - try and improve your score in the near future, and then go to a merchant account provider like CreditCardProcessing.com. These guys reviewed my creditworthiness and explained the benefits of having a good credit score. What's more, I discovered that Credit Card Processing was not just an affordable merchant account provider, but efficient and safe, too. Check it out!
There are several ways to obtain your annual credit check. I personally have my loan officer at my bank do mine. The internet has many credit check companies listed that he can try also. If he chooses to use the internet he should use caution since it will be asking for his personal information.
Check out your local Yellow pages. Check the front and/or the back of the book for coupons. This will help you find a reliable professional of your liking.
Yes, an online merchant account would offer Ebay buyers a secure way to make purchases using their credit cards. Pay Pal and Merchant Express are a few check-out options that are easy to use.