One way or another, the loan has to be paid off. If you trade the car in, you can get the payoff added to the amount financed on the new car.
The biggest advantage to an early auto loan payoff is that you will save yourself a ton of money in interest. The more you can pay early will go to the principal, thus lowering your overall interest. You will pay less in interest and pay your car off sooner. Watch out for early payoff penalties in the fine print. Not all loans have penalties, so paying off early can be a really good idea.
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