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Answered 2014-03-10 01:10:20

If you really need to know your lawyer should be able to get that info for his lawsuit. A lawsuit is really the only time you would need to know this because:

The trucking company carries Workmans Comp-insurance on drivers by law or you would be covered for injury under another policy if you were in a collision with another vehicle.

The un-insured motorist coverage is to cover all aspects of a collision caused by another person.

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How do you find out if an insurance company carries uninsured motorist insurance for company commercial drivers if that company is procrastinating about telling the driver the truth?

Well, you say 'procrastinating,' but your question is not really answerable, and, coming from an employee, impertinent. Regardless of whether the company driver is actually driving for an insurance company--doubtful--or not, they have 'comprehensive' commercial insurance; 'uninsured motorist' insurance is just a way to rephrase 'comprehensive' insurance for those who might not grasp the term.


Why is uninsured motorist coverage required in states that require liability coverage?

UM (uninsured motorist) coverage is not required in all states that require liability coverage. However, UM is an important coverage in auto insurance because it steps in and pays for your bodily injury (medical expense, lost wages, and pain & suffering) when you are injured by a hit-and-run, uninsured driver, or irresponsible driver who carries low liability coverage on their auto insurance. In another word, UM is a coverage for you and people in your car guarding against the risk of irresponsiblly insured drivers - and there are a lot of them out there.


Does Liability insurance cover your medical or the person with you in the accident?

Liability covers the other person that you damage. Uninsured and under-insured motorist coverage carries those in your vehicle. Medical payments coverage covers everyone involved regardless of fault.


Is it necessary to carry uninsured motorist coverage in a no-fault state such as Florida?

Of course. Do you think that NO ONE ever drives without insurance? Be covered and be protected against financial ruin. If you are a person who rarely carries passengers and you have good health insurance (which would cover any injuries you might incur in an accident anyway) why do you need to carry uninsured motorist coverage (which only covers bodily injury, not damage to your veh)? . You don't. In addition, in Florida you are required to have PIP (usually $10,000 worth of coverage) anyway, so you end up with like triple coverage if you have a good medical policy, PIP and Uninsured Motorist coverage. MOST MEDICAL HEALTH ONLY PAYS A LIMITED PT, WHAT IF YOU NEED A NURSE TO TAKE CARE OF YOU OR FAMILY MEMEBER? YOUR MEDICAL HEALTH DOES NOT PAY FOR THAT. Contrary to what is written above, you need uninsured motorist coverage for the simple fact that it also provides for lost wages. If the accident causes you to miss time from work, how are you going to recoup those wages? Does your health insurance provide that coverage? Nope. Uninsured motorist also provides a pain and suffering benefit. If the person who hit you doesn't have the money to pay for insurance, how much money do you think you'll be able to get from them for pain and suffering? Nada. Get it- you need it. No, it is not necessary. Anyone who says you should have it without enquiring about how this might be duplicated because of other insurance coverage or job benefits is just a salesman. Each situation is different. As a general rule, however, if you have good health insurance you don't NEED this insurance.


Can insured person drive an uninsured car?

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Add Uninsured Motorist Protection To A Texas Auto Policy?

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If you were forced into a concrete stairway and the driver of the other car took off can you get your truck fixed through your insurance?

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Add PIP Coverage To A Texas Auto Insurance Policy?

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Do most auto insurance companies have scooter insurance?

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Who carries broad form insurance in Washington?

Rubens Insurance, Silverdale, WA 98383 is an agent, the insurance comes through Dairyland Auto, Viking Insurance Company of Wisconsin.


What happens in the UK if you and your friend get caught riding each others 50cc's on the road?

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Where can one find renters insurance in Chicago?

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What insurance company carries liability insurance for caterers?

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Is your ex husband required to give a copy of the health insurance cards if he carries insurance?

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