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You dont take out a loan to get out of this you work with the creditors and tell them your situation and they will work with you. Tax time is here did you file a return, if not do so and there are places that will give you money on the spot. Also look around your house and see if there is anything you can sell that can help you out. Taking on a loan to pay off others is like stealing from Peter to pay Paul.

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Q: How can you get a loan if you have no credit and no cosigner and you need 2000 to catch up on bills before you lose your house and you just got a new job?
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