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How can you get a student loan without a co signer?


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Answered 2011-07-28 04:43:26

You may want to consider a federal student loan as these types do not require a cosigner.

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Hello I Am BinhPhan i have been searching for a co-signer to help me apply for an international student loan to study business administration in the UK or US and i don,t known how to get a co- signer andis it possible to get a loan without a co-signer. Thanks for your Gesture Michael


If you have a good enough income to qualify since the student loan is considered your loan.


It is perfectly acceptable for a parent or guardian to co-sign on a student loan. Actually, this is usually the case as the student doesn't have enough credit to qualify for a student loan by themselves.


In the US, the only way to get a co-signer off your student loan is to pay off the loan perhaps by consolidating the loan.



No. The co-signer would be responsible for paying the loan.No. The co-signer would be responsible for paying the loan.No. The co-signer would be responsible for paying the loan.No. The co-signer would be responsible for paying the loan.


you can't anymore. after October 2008 you can only get it with a creditworthy US co-signer. sorry.


As long as the loan is in force (until the loan is paid off)


Yes, there are a number of student loan options for those who can't get anyone to cosign and those who have bad credit. One option is a federal loan.


Yes, there are a number of student loan options for those who can't get anyone to cosign and those who have bad credit. One option is a federal loan.


A 17 year old will not be able to get a car loan for $5,000 dollars without a co-signer. Most banks will not give a 17 year old a loan even with a co-signer.


The co-signer will be responsible for paying the loan. If they don't pay their credit will be ruined. That is the reason why lenders require a co-signer, to increase the likelihood the loan will be paid. The co-signer is equally responsible for paying the loan.The co-signer will be responsible for paying the loan. If they don't pay their credit will be ruined. That is the reason why lenders require a co-signer, to increase the likelihood the loan will be paid. The co-signer is equally responsible for paying the loan.The co-signer will be responsible for paying the loan. If they don't pay their credit will be ruined. That is the reason why lenders require a co-signer, to increase the likelihood the loan will be paid. The co-signer is equally responsible for paying the loan.The co-signer will be responsible for paying the loan. If they don't pay their credit will be ruined. That is the reason why lenders require a co-signer, to increase the likelihood the loan will be paid. The co-signer is equally responsible for paying the loan.


It is possible to get student loans without cosigner by an international student, as currently there are various types of loans available for this purpose. International student loans are capable of bearing all the educational expenses related with a student and with a long repayment period.


560 is a fairly low score. The only way you're likely to be able to get any loan without a co-signer is if you put up enough collateral to cover the loan.


a co-signer can not be simply "substituted" . A new loan must be structered with the primary and the new co-signer, then the first loan would be paid off.


No, a co-signer is legally and equally obligated until the loan is paid in full or until the loan is refinanced w/o the original co-signer being a party to the action.


No. A co-signer has no such authority over the primary borrower. The co-signer is on the hook until the loan is paid off.No. A co-signer has no such authority over the primary borrower. The co-signer is on the hook until the loan is paid off.No. A co-signer has no such authority over the primary borrower. The co-signer is on the hook until the loan is paid off.No. A co-signer has no such authority over the primary borrower. The co-signer is on the hook until the loan is paid off.


You can only have a co-signer during the loan application process.You can only have a co-signer during the loan application process.You can only have a co-signer during the loan application process.You can only have a co-signer during the loan application process.


No. The co-signer will be responsible for paying the loan until it is paid off.No. The co-signer will be responsible for paying the loan until it is paid off.No. The co-signer will be responsible for paying the loan until it is paid off.No. The co-signer will be responsible for paying the loan until it is paid off.



Yes you can, but the co-signer must qualify for the loan.


No. The co-buyer has an ownership interest in the property. The co-signer does not and only guarantees the loan will be paid. The co-signer is equally responsible for paying off the loan if the primary borrower fails to pay.No. The co-buyer has an ownership interest in the property. The co-signer does not and only guarantees the loan will be paid. The co-signer is equally responsible for paying off the loan if the primary borrower fails to pay.No. The co-buyer has an ownership interest in the property. The co-signer does not and only guarantees the loan will be paid. The co-signer is equally responsible for paying off the loan if the primary borrower fails to pay.No. The co-buyer has an ownership interest in the property. The co-signer does not and only guarantees the loan will be paid. The co-signer is equally responsible for paying off the loan if the primary borrower fails to pay.


The co-signer has guaranteed the loan, therefore the bank will go after the co-signer for payment. If the loan is in default the default will go on the co-signer's credit record and if they don't pay the balance if will be on their record as a defaulted loan.The co-signer has guaranteed the loan, therefore the bank will go after the co-signer for payment. If the loan is in default the default will go on the co-signer's credit record and if they don't pay the balance if will be on their record as a defaulted loan.The co-signer has guaranteed the loan, therefore the bank will go after the co-signer for payment. If the loan is in default the default will go on the co-signer's credit record and if they don't pay the balance if will be on their record as a defaulted loan.The co-signer has guaranteed the loan, therefore the bank will go after the co-signer for payment. If the loan is in default the default will go on the co-signer's credit record and if they don't pay the balance if will be on their record as a defaulted loan.


A co-signer is needed by a borrower who's credit is not good enough to get approved for a loan in their own name. The co-signer guarantees the loan will be repaid. If the primary borrower stops making payments the co-signer will be held fully responsiblefor paying the loan balance.A co-signer is needed by a borrower who's credit is not good enough to get approved for a loan in their own name. The co-signer guarantees the loan will be repaid. If the primary borrower stops making payments the co-signer will be held fully responsiblefor paying the loan balance.A co-signer is needed by a borrower who's credit is not good enough to get approved for a loan in their own name. The co-signer guarantees the loan will be repaid. If the primary borrower stops making payments the co-signer will be held fully responsiblefor paying the loan balance.A co-signer is needed by a borrower who's credit is not good enough to get approved for a loan in their own name. The co-signer guarantees the loan will be repaid. If the primary borrower stops making payments the co-signer will be held fully responsiblefor paying the loan balance.


In the United States, if the student loan is Federal, then the answer is NO. The Dept of Education has a forgiveness provision for death of borrowers of Federally Guaranteed Student Loans. The loans would be forgiven and the estate would not be liable.The loan is the responsibility of the Student, but if the student defaults on the loan it becomes the responsibility of the co-signer. If the co-signer dies before the loan is paid the student is now the only person responsible for the loan.Most lending institutions that require a co-signer do so to ensure that the loan will be paid.yupYes. The co-signer is basically the only signer, since their credit - good name - and debt / income ratio are being used. The other person is merely piggy backing on the co-signer in an effort to improve their own credit. Signing a document for any loan is a debt, so yes - the debt would still need to be paid by whatever means available by the estate. Not likely, If the loan was in default and the cosigner had already begun paying on it, the estate MIGHT be held accountable if it were a federally funded loan. Other than the lender would NOT be able to place a claim against the deceased's estate.