Yes. Under the self-help repossession laws a repossession agent can contact you at work and request the location of the vehicle. If, however, you request in writing of the repossession agency that you no longer be contacted at work, the agency is required by the Graham-Leach-Bliley Act, and the FFDCPA to cease all contact with you at your place of employment, unless they have no other means of contacting you, and then only to notify you of changes in the status of the recovery of the vehicle or the account.
The state of Alabama is a self help repossession state, therefore a repossession agency is not required to notify you before they repossess your vehicle. Repossessors are under various state and federal laws and regulations and are prevented from breaching the peace among other things.
It goes through a legal process, and if you fail to get your vehicle back, it will be auctioned of to help fund the government.
The judicial method of repossession - in other words most states allow for self-help repossession but when a repossession can not be accomplished using self-help the lender will file an action in court to recover the property
IN ANY STATE YOU MAY GET YOU THINGS AT THE TIME OF THE REPO OR YOU CAN GO TO THE YARD AND HAVE SOME ONE HELP YOU.
If it was a wrongful repossession, get an attorney and they will get a copy of it. Otherwise, what could you possibly do with it?
It means YOU do it YOURSELF.
I own a repo company in Washington state, so I'm not a expert in Georgia laws, however in most cases states consider repossession or self-help repossession to be a civil matter. Most likely your local PD would not take action against you. This is provided there is not a court order, forcing you to turn over your vehicle.
Yes, a car can be repossessed even if another car is in front of it. The person in charge of repossession the vehicle can call the police to help them get the car.
The LIENHOLDER is ultimately responsible for anything that happens during a self help repossession.
Possibly, but they can certainly prevent you from interfering, as it is no longer your car, hence the repossession.
It is possible; Wisconsin is a self-help repossession state. Hiding the vehicle is called hindering repossession and is comparable to auto theft. When you purchase a car by loan, you do not technically own the car outright. You own it cooperatively with the loan provider. When you default on your loan, you give up the rights you had to the vehicle, and via lien law, the loan provider now owns the vehicle. Therefore it is not yours to hide.
Repossession is an option that some lenders use to help pay against a bad debt. The debt or loan must have been secured by property. That property will in most cases have a lien placed against it to prevent unlawful sale and fraud against the lender. When the vehicle is repossessed, it is sold at auction and the proceeds are applied to the debt to help offset it or pay a portion of it.
If the repossessor has a written assignment from the lienholder to repossess the vehicle for nonpayment, 9 out of 10 times, the police will allow the repossessor to take the vehicle. No, Use of a Police Officer or Police involvement in self-help repossession introduces the state into a civil matter and provides the foundation for a wrongful repossession suit against the Secured Party, the repossession agent, the police officer and the police department.The authority to use Self-Help repossession is granted in the UCC 9-609 and Comment 3 of 9-609 specifically states "This section does not authorize a Secured Party who repossesses without judicial process to utilize the assistance of a law enforcement officer."Simply put if you want to use a police office to assist in a repossession you better go to court and obtain a Writ of Replevin/Sequestrian first.
Absolutely and most times, if the repossessor has a written assignment from the lienholder to repo the vehicle, the police will allow the repossessor to take the vehicle. Remember, if you have an unpaid loan on your car, it isn't yours until it's paid in full.
I can give you several sentences.We signed a petition to have the mayor create a new park.Did you help write that petition?The governor read the petition, but did not honor the request.
You have two recourses: First, and not always effective, contact the lender and try to make arrangements to pay current with the stipulation that they will put the repossession on hold until you can pay current or break the arrangements. Second, file for bankruptcy. The automatic stay prevents the legal self-help repossession of a vehicle, and any vehicle that is secured by a lender while the stay is in place is in violation of the stay.
Self help and you may not breach the peace.
To have citizens of New Orleans petition Congress for the help they deserve is most likely the purpose the author had for writing the editorial It's Time for A Nation to Return the Favor.
There is a petition at: http://www.thepetitionsite.com/1/save-pc-reg-hollis
The repossession man must obey the laws pertaining to the country in which you live. If you need help or advice, contact an attorney (a lawyer).
Vehicles in Louisiana may only be repossessed by vol repo. That is the holder of the car must voluntarily release the vehicle. Repo agents in Louisiana may not engage in self help repossession.
guys sorry i accidently pressed enter i am just the person who asked and i dont know what petition is pleassssse help!
California allows self help repossession as long as there is no breach of the peace. There is no requirement to send a Right to Cure letter unless your specific contract says that one must be sent prior to repossession.
No. Repossession is the procedure used by a creditor to take back property through a judicial processes, foreclosure, or self-help when a debtor fails to make required payments.No. Repossession is the procedure used by a creditor to take back property through a judicial processes, foreclosure, or self-help when a debtor fails to make required payments.No. Repossession is the procedure used by a creditor to take back property through a judicial processes, foreclosure, or self-help when a debtor fails to make required payments.No. Repossession is the procedure used by a creditor to take back property through a judicial processes, foreclosure, or self-help when a debtor fails to make required payments.