An auto refinance is a loan that allows you to pay off your existing auto loan(s). Since every company has different rules and regulations, it would be best to contact different companies, (LendingTree, Wells Fargo etc) and ask them what their current auto financing programs and plans are, and how they can be adjusted to fit your needs.
Many local banks can be a source of information on refinancing a car loan. Edmunds and Bankrate also offer guides to auto loan refinancing on their respective websites.
There are many companies available to help with credit refinancing. There is information on the Bankrate website about refinancing a home and when it is the best time to do it. The Quicken Loans website also has useful information about refinancing.
When looking for information on how to refinance auto loans, the best place to get that information is from banks. Banks offer refinancing loans for homes and automobiles.
More information about refinancing mortgages can be found at a local library. There are publications and how-to books that cover the subject.
One is able to learn more about refinancing a car loan at several different online locations such as the following websites: Auto Trader, Federal Auto Loan, Capital Auto Loans, and Lending Tree.
Some dealerships do offer auto refinancing loans. It would be to your best interest to contact several different lenders about auto refinancing before settling on your dealership.
One can apply for an auto refinancing loan at a bank or financial lending institution. One can also apply for auto refinancing loans at most car dealerships.
Auto refinancing is usually beneficial. In most cases the interest rate will go down which will lower your monthly payment. However, due to the recent credit crises it is more difficult to qualify for refinancing unless you have a good credit score.
Auto refinancing with bad credit need not be a barrier to obtaining credit, but one may not get the best interest rates or as much of an offer compared to someone with good credit. One can try the DMV and Edmunds websites to find more information on lenders who will help.
This website: http://www.mortgage-refinancing-reviews.com/ is a good place to compare refinancing companies, see what others think, and they even provide links that you can use to gather more information and apply for refinancing.
Obtaining auto refinancing is still possible if one has a poor credit score, but it is more difficult. Researching for lenders in your area who have a reputation of lending to people with poor credit can help you to find a good deal. Additionally, websites such as RoadLoans cater to those with bad credit who need auto refinancing.
The websites CarBuyingTips, UsedCarRefinancing, BankRate, CarCoAuto, and RoadLoans, may be helpful in the search for information about used car refinancing.