Usually, an insurance carrier would refuse to remove a teenage driver if they are a resident of your household. Because they are minors and have access to your car keys, there is an "implied" permission. The insurance carrier is at risk of paying in behalf of the minor. Therefore, they are enttiled to auto insurance premium payment.
I did not realize how truly foolish i was.I had signed his insurance policy as a driver of the vehicle until i found out he had no license.I immediately faxed a note to the company and asked to have my name removed. I do have my own insurance for myown car and he is not on it!!! I just don't understand how he is still driving.
The best policy is "trust but verify".
A low deductible will mean higher premiu. Your premium will already undoubtably be high with a teenage driver on your policy so you may want to consider it.
You may get cheap collision car insurance if you have a great driving record. You may also receive discounts for car insurance if you take a safety driving course, or if your teenage children get good grades in school and takes the driver's courses for driving and if you list yourself as the primary adult driver under the policy.
Call your insurance agent and ask for them to be removed from your policy.
Only if your insurance policy includes driving in Ireland.
If he's not driving the parents car then he should not need to be insured for it. He should however be insured for whatever car he "Is" driving. All drivers are required to carry financial responsibility, regardless of who's car they are driving. This can be accomplished by being a scheduled driver on the car owner's policy, or in some cases by a non owners policy. Also bare in mind that parents and legal gaurdians can be held financially liable for the acts of minors.
All persons who are going to be driving the "family' vehicles have to be on the policy. Insurance companies have a different criteria for insuring teenage drivers than they do for adults.
The first answer to "What is Mexico's policy on illegal immigration?" was "it's all cool !" It was removed because it did not answer the question and was nonsense.
If you are asking about the automobile insurance policy, it depends on the specific policy. Most policies include protection when driving another vehicle as long as it is with permission of the owner.
It's probably best to add your son to your policy as soon as he gets his license and have him noted as an occasioinal driver. This way he gains "insurance experience", so that when the time comes for him to obtain his own insurance he may pay less because the insurance company has a history of his driving.
Yes. Some states will not cover an accident if a household member is not listed on the policy.