Remit a "cease and desist" letter to the agency via registered mail with receipt requested.
Yes but if you tell them to stop they have to comply.
If they are calling from a 3rd party collection agency, all you have to do is ask them not to call you at a specific number, and by law they can't. That is not always the best thing to do, however. If you limit they amount of access they have to you, they are more likely to consider your account for lawsuit.
The easiest way would be to pay your bill. If somebody owed you money how would you handle it? Would it still be harassment? The best way is prevention. Stop agreeing to all these credit cards, loans, deferred payments. You signed an agreement and did not fulfill that agreement. I had creditors trying to get in touch with me and I was trying to ignore them; however, I ended up having to settle my debts because it was killing my credit. It is illegal for a collection agency to continue to call you either at home or work once you give them written notice to stop. This should be sent CRRR (carrier return receipt requested) so that you will have proof they received your letter. What often happens is that they will then simply pass the debt off to another collection agency who will start harassing you all over again. I suggest that you determine if the "collection agency" is: (a) the original creditor or (b) a "3rd party". If the answer is (a), they can pretty much do what they want if you owe them money (they are not subject to the FDCPA). If the answer is (b), simply get their address and send them a letter demanding that they "cease and desist" communicating with you at work, at home, or where ever you do not want them to communicate with you. (A word of warning here...if the creditor has you targeted for suit, this letter could be the catalyst for sending you and your debt straight to court. Don't try to be tough. Be smart, be professional, be responsible. Do some homework and try to resolve this thing before it gets worse.) The phrase "cease and desist" typically scares the @#$% out of most collection agencies. When they see that they start thinking "attorney general complaint". It pretty much shuts them down. While this will keep a 3rd party agency from calling you it does not make either the debt - or your responsibility for paying it - go away. You may wish to read the Fair Debt Collections & Practices Act (FDCPA) for other rights you have. Many states have laws that are more restrictive than the Federal law. Massachusetts residents, for example have very restrictive laws. Oh yes, it IS a good idea to send your letter "return receipt requested". This gives your message an extra punch and usually sends the collection dogs in someone else's direction.
If you do not want the drug store to call you when your prescription is ready, you need to talk to the pharmacist to see if that is an option they can handle. If not, you might consider changing your drug store.
pretend you're the supervisor and tell creditor that the he/she was let go/laid off weeks ago!
The best way to stop a collection agency from contacting you is to write them to stop collecting you. It really is that simple after you write to them they are required by law to stop calling.
It is important to pay bills on time, every month. A collection agency calls to help a person with their finances and with paying their past-due bill, they stop calling when it is obvious they are not getting what they need, and they need to send it to a persons credit.?æ
The next time the collection agency calls you, you need to let them know they are calling the wrong person. You should also ask for the manager.
In order to stop a collection lawyer from calling you it is possible to ask a consumer protection attorney for help or pay the debt. Also, make sure the collection lawyer actually calls for a company you own money to.
Yes, but there are consequences to the collection agency. See the related links for more information.
Are you talking about a collection agency? You need to consult an attorney on this, as statutes of limitations vary by state.
Write your doctor and try to get the terms in a letter (that would remediate the proof issue that you raised). If the doctor is honest and this is truly your agreement with him/her, that should get the collection agency to stop calling, unless they are calling you for a portion of the unpaid, agreed-upon balance.
Only the IRS
They stop collecting
No. They should stop calling.
Yes but if you tell them to stop they have to comply.
When a collection agency calls you can inform then that "x" resident no longer lives their and you wish for the calling to cease. Otherwise, If the calling does not cease you can contact the FTC (Federal Trades Commission) and file a harassment complaint. If all else fails and the calls continue despite your many attempts to have the calling ceased it would be in your best interest to have your phone number changed.