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BY PAYING YOUR BILLS ONTIME, KEEPING THE BALANCE UNDER 40% OF THE CREDIT LIMIT. The lower the debt to credit limit ratio, the better. I would try to stay under 25% of your credit limit.

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โˆ™ 2006-01-20 08:36:45
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Q: How can you obtain a better credit score without much work?
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Related questions

How do you see your credit score with no obligations?

You may obtain your credit score for free without a credit card or any obligation from (TransRisk Score) and (Plus Score).

What are the requirements in order to obtain a FHA loan?

Minimum credit score is 620 (according to our banker at Chase). The better your score, the better your interest rate. There aren't any banks that will finance anyone without a minimum credit score and a low debt to income ratio.

Is it possible to obtain an aqua credit card with juat a fair credit score?

Yes, it is possible to obtain an aqua credit card with just a fair credit score, though it's easier if you have a good score.

Is there a place I can obtain my credit score/report, and get advice on those credit scores?

You can obtain your credit score from and from your bank or financial institute. You can also get helpful advice from these sources.

What is the lowest possible credit score you must have to obtain a bad credit loan?

In order to obtain a bad credit loan a person has to have a credit score is 620 anything below that would be considered high risk.

How good does your credit need to be for a car loan?

Nothing is published on what credit score you must have to obtain a car loan. There is information about having a high score means getting a better rate on your car loan.

What is the maximum credit score one can obtain?

According to the FICO the highest possible credit score you can obtain is 850, but if you use another credit scoring formula Vantage Score the credit rating can go all the way up to 990. FICO is the mostly widely used

What does a credit score do for people?

A credit score is looked at to see if you can obtain a loan or get financed for a house, car, etc. It is important to try and keep your credit score as high as possible.

How can I obtain my credit report and credit score>?

You can obtain your credit score by contacting the Office of Consumer Affairs and they can send you your report by mail.

Free credit report with out credit cards?

Credit reports determine your credit score based on your credit card usage. Without a credit card, you'll be unable to obtain a credit report. If you are of age, it is best to obtain a credit card and use it responsibly in order to build good credit. Good luck!

What is the relationship between credit and loans?

Yes, your credit score does affect the loans you are able to receive. The better your credit score, the better of an interest rate you will get.

Is 696 a good credit score?

Yes, a 696 is a very good credit score. The higher the score a person has the better chance to get credit.

How does a persons credit score affect mortgage credit rates?

Actually the better the credit score the better are the offers for a mortgage credit loan. In general the interests offered for a new loan depend (besides others) directly on the credit score.

Does a free annual credit report give you a credit score?

A free annual credit report does indeed give you a credit score. Sometimes they will even give a credit score from several credit score companies just to get a better overview of your credit.

Where can one get a copy of a credit report with the score?

You can obtain a credit report with the score from a number of credit agencies such as Experian. These can be either ordered in writing, on the phone or online.

Can I obtain my credit score through the Canadian credit bureau?

Yes it does. You can go to any credit website and see your credit score. A few of these sites would be,, or

How do I start to get credit to build a credit score?

To get credit to build a credit score, you must take a loan out on something such as a car or a house and then make payments. The more you are on time, the better your score will be.

How does 522 credit score rank?

522 is a very low credit score. It is probably very difficult if not impossible to obtain any credit with a score that low. The national average is 687. You will need to improve your credit score if you plan on ever having a house, car, credit cards, etc....

How does one go about obtaining your credit score?

There are a number of websites one can use to obtain one's credit score online. One can get their credit report from 'AnnualCreditReport', 'Experian' and 'FreeCreditScore'.

How difficult is home buying for new families?

Home buying for new families greatly depends on your credit worthiness. If you have a good credit score, you will be able to obtain a loan and a better rate.

How does a 678 credit score rank?

A score of 660 is generally considered the lowest "good" credit score. A 678 is slightly higher, but you'll get better interest rates for your credit with a score in the 700s.

How can one get a free credit report with score?

One can obtain a free credit report, with a credit score, online. Companies such as Equifax and Experian both offer credit reports and credit scores on a free trial basis.

What are the loan requirements for home loans?

Most of them look at your taxes and credit score. Credit score is a very important factor to consider during mortgages, as I doubt that they'll accept you if the credit score you obtain is under 500.

What is another item besides a credit score that a consumer will need in order to obtain credit from a lender?


What are the advantages of accepting credit card sales?

wth out doing that you have no credit score and take the oppurtunity to get a better score

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