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BY PAYING YOUR BILLS ONTIME, KEEPING THE BALANCE UNDER 40% OF THE CREDIT LIMIT. The lower the debt to credit limit ratio, the better. I would try to stay under 25% of your credit limit.

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18y ago
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Q: How can you obtain a better credit score without much work?
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How do you see your credit score with no obligations?

You may obtain your credit score for free without a credit card or any obligation from CreditKarma.com (TransRisk Score) and CreditSesame.com (Plus Score).


What are the requirements in order to obtain a FHA loan?

Minimum credit score is 620 (according to our banker at Chase). The better your score, the better your interest rate. There aren't any banks that will finance anyone without a minimum credit score and a low debt to income ratio.


Is it possible to obtain an aqua credit card with juat a fair credit score?

Yes, it is possible to obtain an aqua credit card with just a fair credit score, though it's easier if you have a good score.


Is there a place I can obtain my credit score/report, and get advice on those credit scores?

You can obtain your credit score from freecreditreport.com and from your bank or financial institute. You can also get helpful advice from these sources.


How good does your credit need to be for a car loan?

Nothing is published on what credit score you must have to obtain a car loan. There is information about having a high score means getting a better rate on your car loan.


What is the lowest possible credit score you must have to obtain a bad credit loan?

In order to obtain a bad credit loan a person has to have a credit score is 620 anything below that would be considered high risk.


Free credit report with out credit cards?

Credit reports determine your credit score based on your credit card usage. Without a credit card, you'll be unable to obtain a credit report. If you are of age, it is best to obtain a credit card and use it responsibly in order to build good credit. Good luck!


What is the best credit score a person can get?

The absolute highest credit score you can get is 850. Only one out of every two hundred Americans has a perfect credit score of 850. It is very difficult to obtain a credit score that high.


What does a credit score do for people?

A credit score is looked at to see if you can obtain a loan or get financed for a house, car, etc. It is important to try and keep your credit score as high as possible.


What is the maximum credit score one can obtain?

According to the FICO the highest possible credit score you can obtain is 850, but if you use another credit scoring formula Vantage Score the credit rating can go all the way up to 990. FICO is the mostly widely used


How can I obtain my credit report and credit score>?

You can obtain your credit score by contacting the Office of Consumer Affairs and they can send you your report by mail. www.ic.gc.ca/eic/site/oca-bc.nsf/eng/ca02179.htm


What is the relationship between credit and loans?

Yes, your credit score does affect the loans you are able to receive. The better your credit score, the better of an interest rate you will get.